8 Lumsden St, Toms River, NJ 08757 Property Records

Ocean County and Berkeley Township property record for 8 Lumsden St, Toms River, NJ 08757

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,161 sqft · built 1985
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (May 2024)
Tax Bill$3,077 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-00004-254-00017

Property Details

APN / Parcel Number

Primary APN06-00004-254-00017
Alternative APN
  • 0600004025400017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,161 sqft Living Area
1st Floor Area1,161 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions100 ft deep x 54 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address8 LUMSDEN ST
CityTOMS RIVER
StateNJ
Zip08757-6131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRRC
Legal Description54X100
Legal SubdivisionHOLIDAY CITY SOUTH SEC 1
Legal Block4.254
Legal Lot Number17
JurisdictionOCEAN NJ
Township / Civil DivisionBERKELEY
Census Block Group3
Census Block3012
Census Tract731205

Owner

Source: Ocean County and Berkeley Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 LUMSDEN ST, TOMS RIVER, NJ 08757-6131
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 17, 2021Deed of Trust, Mortgage
FUTURE INVESTMENTS LLC
Dec 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 1, 2017Grant Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Prior SaleJun 2, 2017 · Amount on Record
Deed Document Number202434069
Deed Book / Page19679 / 431
Record UpdatedSep 20, 2026

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateMay 10, 2024
Property Address8 LUMSDEN ST, TOMS RIVER, NJ 08757-6131
Document Number0196790431
Book / Page19679 / 431
Instrument DateApr 16, 2024
Instrument2024034069
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 SAN CARLOS CT, TOMS RIVER, NJ 08757-6160

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 LUMSDEN ST, TOMS RIVER, NJ 08757-6131

Mortgage

Document Number2024034070
DateMay 10, 2024
Instrument2024034070
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address8 LUMSDEN ST, TOMS RIVER, NJ 08757-6131
Transaction TypeMortgage
Record UpdatedOct 4, 2021
Title CompanyMAIN STREET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0186831381
DateSep 17, 2021
Book Page18683/1381
Instrument2021135333
Lender
NameFUTURE INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address8 LUMSDEN ST, TOMS RIVER, NJ 08757-6131
Document Number0177391909
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 LUMSDEN ST TOMS RIVER NJ 087576131, TOMS RIVER, NJ 08757-6131

Mortgage

Document Number0177391909
DateJan 3, 2020
Book Page017739/001909
Instrument653
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateJun 1, 2017
Property Address8 LUMSDEN ST, TOMS RIVER, NJ 08757-6131
Document Number0167540755
Book / Page016754 / 000755
Instrument DateMay 12, 2017
Instrument55019
Transaction TypeTransfer
Record UpdatedJun 7, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Tax$193.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 LUMSDEN ST TOMS RIVER NJ 087576131, TOMS RIVER, NJ 08757-6131

Tax Assessment & Valuation

Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionBerkeley Township
Elementary School DistrictBerkeley Township School District (KG - 06)
Secondary School DistrictCentral Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,800 (-) Land $30,000 Building $88,800$118,800 (-) Land $30,000 Building $88,800
2025$3,077.00 (+7.44%)$118,800 (-) Land $30,000 Building $88,800$118,800 (-) Land $30,000 Building $88,800
2024$2,864.00 (+5.88%)
2023$118,800 Land $30,000 Building $88,800$118,800 Land $30,000 Building $88,800
2022$2,705.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY TOMS RIVER
private · serves 123,184 people · EPA ID NJ1507005
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

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