8 Ludgate Ln, Arden, NC 28704 Property Records

Buncombe County property record for 8 Ludgate Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,902 sqft · built 2002
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Oct 2022)
Tax Bill	$4,811 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`735608-2020-202`

Property Details

APN / Parcel Number

Primary APN	`735608-2020-202`
Alternative APNs	`9664-32-7690-00000` `966414327514000` `008267083`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,902 sqft Living Area
Gross Area	5,985 sqft
1st Floor Area	1,545 sqft
Basement Area	1,509 sqft
Finished Basement	1,284 sqft
Unfinished Basement	225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	735608-2020-202
Street Address	8 LUDGATE LN
City	ARDEN
State	NC
Zip	28704-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: THE COTSWOLDS BLOCK: LOT: 82 SECTION: PLAT: 0082-0058
Legal Subdivision	THE COTSWOLDS
Legal Block	3
Legal Lot Number	82
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3013
Census Tract	3202

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 LUDGATE LN, ARDEN, NC 28704-9337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Book / Page	6266 / 1871
Prior Transfer Date	Sep 20, 2004
Prior Transfer Doc	0037820031
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 12, 2022
Property Address	8 LUDGATE LN, ARDEN, NC 28704-9337
Document Number	0062661871
Book / Page	6266 / 1871
Map Reference	MB 82 PG 58
Instrument Date	Oct 10, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WALNUT CV, 104, LA GRANGE, NC 28551-7797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LUDGATE LN, ARDEN, NC 28704-9337

Mortgage

Document Number	0062661874
Date	Oct 12, 2022
Instrument	6266/1874

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,811.00 (+4.7%)	$746,500 (-) Land $138,500 Building $608,000	$746,500 (-) Land $138,500 Building $608,000
2024	$4,595.00 (+3.28%)
2023	$4,449.00	$746,500	$746,500 (-) Land $138,500 Building $608,000
2021			$746,500 Land $138,500 Building $608,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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