Buncombe County property record for 16 Ludgate Ln, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,348 sqft · built 2002 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $600,000 (May 2012) |
| Tax Bill | $5,216 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 644269-2020-202 |
| Primary APN | 644269-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,348 sqft Living Area |
| Gross Area | 7,696 sqft |
| 1st Floor Area | 1,602 sqft |
| Basement Area | 2,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 134 sqft |
| Deck Area | 374 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 644269-2020-202 |
|---|---|
| Street Address | 16 LUDGATE LN |
| City | ARDEN |
| State | NC |
| Zip | 28704-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | SUBDIV: THE COTSWOLDS BLOCK: LOT: 64 SECTION: PLAT: 0082-0058 |
| Legal Subdivision | THE COTSWOLDS |
| Legal Block | 3 |
| Legal Lot Number | 64 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 3202 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16 LUDGATE LN, ARDEN, NC 28704-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2012 · Amount on Record |
| Deed Sale | May 23, 2012 · Amount on Record |
| Prior Sale | Jul 24, 2003 · Amount on Record |
| Deed Document Number | 201224615010003 |
| Deed Book / Page | 4984 / 1067 |
| Last Transfer Date | May 5, 2025 |
| Transfer Doc | 0064950022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 16 LUDGATE LN, ARDEN, NC 28704-9337 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0060230070 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 6023/70 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,216.00 (+4.4%) | $809,200 (-0.89%) Land $138,500 Building $670,700 | $809,200 (-0.89%) Land $138,500 Building $670,700 |
| 2024 | $4,996.00 (+2.67%) | ||
| 2023 | $4,866.00 | $816,500 | $816,500 (+0.9%) Land $138,500 Building $678,000 |
| 2021 | $809,200 Land $138,500 Building $670,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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