St. Charles County property record for 8 Lone Cedar Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,620 sqft · built 2019 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,879 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T200700068 |
| Primary APN | T200700068 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,620 sqft Living Area |
| Basement Area | 2,620 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 17,642 sqft (0.405 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T200700068 |
|---|---|
| Street Address | 8 LONE CEDAR CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SANDFORT FARM #1 LOT 166E |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | VLGS AT SANDFORT FARM #1 |
| Legal Lot Number | 166E |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310802 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 8 LONE CEDAR CT, SAINT CHARLES, MO 63301-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 25, 2021 | Warranty Deed, Transfer · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND |
| Dec 2, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESITE MORTGAGE LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 |
| Deed Sale | Mar 25, 2021 |
| Prior Sale | Jul 31, 2025 |
| Deed Document Number | 0000026232 |
| Last Transfer Date | Aug 15, 2025 |
| Transfer Doc | 0000035543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 25, 2021 |
| Property Address | 8 LONE CEDAR CT, SAINT CHARLES, MO 63301-4595 |
| Document Number | 2021R026232 |
| Map Reference | MB 50 PG 208-221 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021R-026232 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 MARTINDA LN, 161, REEDS SPRING, MO 65737-8439 |
| Name | Verified Name |
|---|---|
| Address | 8 LONE CEDAR CT, SAINT CHARLES, MO 63301-4595 |
| Document Number | 2021R026233 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021R-026233 |
| Name | PEOPLES SAVINGS BANK OF RHINELAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 2, 2019 |
| Property Address | 8 LONE CEDAR CT, SAINT CHARLES, MO 63301-4595 |
| Document Number | 0071910617 |
| Book / Page | 7191 / 0617 |
| Map Reference | MB 50 PG 208-221 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 20191202000688560 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343 |
| Name | Verified Name |
|---|---|
| Address | 8 LONE CEDAR CT, SAINT CHARLES, MO 63301-4595 |
| Document Number | 20191202000688570 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 20191202000688570 |
| Name | HOMESITE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,879.00 | $126,409 (+12.74%) | $665,311 (+12.74%) Land $120,000 Building $545,311 |
| 2023 | $112,122 | ||
| 2022 | $590,114 Land $80,000 Building $510,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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