St. Charles County property record for 7 Lone Cedar Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,722 sqft · built 2019 |
| Lot Size | 0.624 acres (27,221 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jan 2023 Transfer Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T200700069 |
| Primary APN | T200700069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,722 sqft Living Area |
| Basement Area | 2,704 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 27,221 sqft (0.624 acres) |
| Account Number | T200700069 |
|---|---|
| Street Address | 7 LONE CEDAR CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT SANDFORT FARM #1 LOT 167E |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | VLGS AT SANDFORT FARM #1 |
| Legal Lot Number | 167E |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310802 |
Source: St. Charles County records, as of October 19, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK |
| Dec 4, 2019 | Warranty Deed, Subdivision Related Transfer · Line of Credit ROCKWOOD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2023 |
| Deed Sale | Jan 20, 2023 |
| Prior Sale | Dec 4, 2019 |
| Deed Document Number | 2023R-002487 |
| Record Updated | Jun 7, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 20, 2023 |
| Property Address | 7 LONE CEDAR CT, SAINT CHARLES, MO 63301-4596 |
| Document Number | 0000002487 |
| Map Reference | MB 50 PG 208-221 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023R-002487 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7 LONE CEDAR CT, SAINT CHARLES, MO 63301-4596 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073581190 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 7358/1190 |
| Instrument | 20200730000539500 |
| Name | ROCKWOOD BANK |
|---|---|
| Type | Bank |
| Address | WILDWOOD, MO 63040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 4, 2019 |
| Property Address | 7 LONE CEDAR CT, SAINT CHARLES, MO 63301-4596 |
| Document Number | 0071922323 |
| Book / Page | 7192 / 2323 |
| Map Reference | MB 50 PG 208-221 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 20191204000694410 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2299 TECHNOLOGY DR STE 150, 2299, O FALLON, MO 63368-7343 |
| Name | Verified Name |
|---|---|
| Address | 7 LONE CEDAR CT, SAINT CHARLES, MO 63301-4596 |
| Document Number | 20191204000694420 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 20191204000694420 |
| Name | ROCKWOOD BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 2, 2020 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $117,114 | |
| 2022 | $616,389 Land $80,000 Building $536,389 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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