Plymouth County and Wareham Town property record for 8 Locust St, Onset, MA 02558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 820 sqft · built 1930 |
| Lot Size | 0.044 acres (1,897 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Aug 2023) |
| Tax Bill | $3,923 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WARE M:00002 B:000 L:0065B |
| Primary APN | WARE M:00002 B:000 L:0065B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 820 sqft Living Area |
| Gross Area | 1,373 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 1,897 sqft (0.044 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 8 LOCUST ST |
|---|---|
| City | ONSET |
| State | MA |
| Zip | 02558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 65B |
| Jurisdiction | WAREHAM MA |
| Township / Civil Division | WAREHAM |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 545300 |
Source: Plymouth County and Wareham Town records · APN WARE M:00002 B:000 L:0065B
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 LOCUST ST, ONSET, MA 02558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Aug 18, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2005 · Amount on Record |
| Deed Book / Page | 58199 / 157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAREHAM MA |
| Property Address | 8 LOCUST ST, ONSET, MA 02558 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 059918-220 |
|---|---|
| Date | May 05, 2025 |
| Book Page | 59918/220 |
| Instrument | 26831 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | Aug 18, 2023 |
| Property Address | 8 LOCUST ST, ONSET, MA 02558 |
| Document Number | 058199-157 |
| Book / Page | 58199 / 157 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 53032 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 LOCUST ST, WAREHAM, MA 02571 |
| Document Number | 0000053033 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 53033 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Plymouth County and Wareham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Wareham Town |
| Unified School District | Wareham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,923.00 (+22.67%) | $357,300 (+30.5%) Land $163,000 Building $194,300 | $423,795 |
| 2024 | $3,198.00 (+4.37%) | $273,800 (+9.92%) Land $118,900 Building $154,900 | |
| 2023 | $3,064.00 | $249,100 Land $108,100 Building $141,000 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 8 (1991–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 327 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONSET FIRE DISTRICTWATER DEPT. serves 5,392 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · May 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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