Plymouth County and Wareham Town property record for 31 Locust St, Onset, MA 02558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 792 sqft · built 1920 |
| Lot Size | 0.159 acres (6,942 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Feb 2006) |
| Tax Bill | $2,826 (2026) |
| Deeds & Mortgages | May 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | WARE M:00002 B:000 L:0252B |
| Primary APN | WARE M:00002 B:000 L:0252B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Gross Area | 2,157 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,942 sqft (0.159 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 31 LOCUST ST |
|---|---|
| City | ONSET |
| State | MA |
| Zip | 02558-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OVR |
| Legal Lot Number | 252B |
| Jurisdiction | WAREHAM MA |
| Township / Civil Division | WAREHAM |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 545300 |
31 Locust St is owned by an individual who bought it in February 2006.
Source: Plymouth County and Wareham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 25, ONSET, MA 02558-0025 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2006 · Amount on File |
| Deed Sale | Feb 27, 2006 · Amount on File |
| Deed Book / Page | 32273 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAREHAM MA |
| Property Address | 31 LOCUST ST, MIDDLEBORO, MA 02346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 056763-232 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 56763/232 |
| Instrument | 37555 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2026 property tax bill for 31 Locust St was $2,826, down 18.7% from the year before.
Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Wareham Town |
| Unified School District | Wareham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,826.00 (-18.72%) | $330,100 (+4.23%) Land $112,100 Building $218,000 | $366,921 (-22.16%) |
| 2025 | $3,477.00 (-0.43%) | $316,700 (+5.92%) Land $112,100 Building $204,600 | $471,390 |
| 2024 | $3,492.00 (+6.92%) | $299,000 (+12.62%) Land $82,400 Building $216,600 | |
| 2023 | $3,266.00 | $265,500 Land $74,900 Building $190,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 8 (1991–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSET FIRE DISTRICTWATER DEPT. serves 5,392 people · EPA ID MA4310003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · May 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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