Middlesex County and Helmetta Borough property record for 8 Locust Dr, Helmetta, NJ 08828
| Property Type | Single Family Home |
|---|---|
| Details | 1,681 sqft · built 1960 |
| Lot Size | 0.154 acres (6,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2021) |
| Tax Bill | $8,614 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00012-0000-00004 |
| Primary APN | 06-00012-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,681 sqft Living Area |
| 1st Floor Area | 1,681 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 6,695 sqft (0.154 acres) |
| Lot Dimensions | 108 ft deep x 62 ft wide |
| Street Address | 8 LOCUST DR |
|---|---|
| City | HELMETTA |
| State | NJ |
| Zip | 08828-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 62X108 |
| Legal Subdivision | BIRCH TERRACE |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | HELMETTA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 8103 |
Source: Middlesex County and Helmetta Borough records · APN 06-00012-0000-00004
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 02, 2026 | Deed of Trust, Mortgage · Line of Credit NEW BRUNSWICK POSTAL FCU |
| Feb 26, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on Record |
| Deed Sale | Feb 26, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2000 · Amount on Record |
| Deed Document Number | 202127986 |
| Deed Book / Page | 18309 / 1628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000058882 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 18966/613 |
| Instrument | 2022058882 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000005 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 19915/1028 |
| Instrument | 2026000005 |
| Name | NEW BRUNSWICK POSTAL FCU |
|---|---|
| Type | Credit Union |
| Address | NEW BRUNSWICK, NJ 08906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Feb 26, 2021 |
| Property Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Document Number | 0000027986 |
| Book / Page | 18309 / 1628 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021027986 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027987 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021027987 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 8 LOCUST DR, HELMETTA, NJ 08828-1011 |
| Document Number | 0000010109 |
| Book / Page | 016745 / 000042 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 8 LOCUST DR HELMETTA NJ 088281011, HELMETTA, NJ 08828-1011 |
| Document Number | 0000010109 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 016745/000042 |
| Instrument | 10109 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Helmetta Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Helmetta Borough |
| Unified School District | Spotswood Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,100 (-) Land $100,100 Building $142,000 | $242,100 (-) Land $100,100 Building $142,000 | |
| 2025 | $8,614.00 (+5%) | $242,100 (-) Land $100,100 Building $142,000 | $242,100 (-) Land $100,100 Building $142,000 |
| 2024 | $8,204.00 (+4.82%) | ||
| 2023 | $242,100 Land $100,100 Building $142,000 | $242,100 Land $100,100 Building $142,000 | |
| 2022 | $7,827.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 109 (1979–2026) |
| Claims Outside the SFHA | 2 of 109 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 121 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELMETTA WATER DEPT serves 2,000 people |
|---|---|
| Water Source | Purchased surface water from EAST BRUNSWICK WATER UTILITY |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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