10 Locust Dr, Helmetta, NJ 08828 Property Records

Middlesex County and Helmetta Borough property record for 10 Locust Dr, Helmetta, NJ 08828

Property Summary

Property Type	Single Family Home
Details	1,165 sqft · built 1954
Lot Size	0.172 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2020)
Tax Bill	$6,821 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-00012-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`06-00012-0000-00002`
Alternative APN	`060001200002`

Interior

Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide

Location & Zoning

Street Address	10 LOCUST DR
City	HELMETTA
State	NJ
Zip	08828-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	65X115
Legal Subdivision	HELMETTA
Legal Block	12
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	HELMETTA
Census Block Group	1
Census Block	1031
Census Tract	8103

Owner

Source: Middlesex County and Helmetta Borough records · APN 06-00012-0000-00002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 LOCUST DR, HELMETTA, NJ 08828-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	2020132121
Deed Book / Page	18192 / 1237
Record Updated	Sep 20, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 17, 2018
Property Address	10 LOCUST DR, HELMETTA, NJ 08828-1011
Document Number	201800061716
Book / Page	17236 / 0345
Map Reference	FILE648 MAP1918
Instrument Date	Jun 26, 2018
Instrument	201800061716
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 WATERWORKS RD, 920, FREEHOLD, NJ 07728-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LOCUST DR, HELMETTA, NJ 08828-1011

Mortgage

Document Number	201800061717
Date	Jul 17, 2018
Instrument	201800061717

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Middlesex County and Helmetta Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Helmetta Borough
Unified School District	Spotswood Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,700 (-) Land $98,300 Building $93,400	$191,700 (-) Land $98,300 Building $93,400
2025	$6,821.00 (+5%)	$191,700 (-) Land $98,300 Building $93,400	$191,700 (-) Land $98,300 Building $93,400
2024	$6,496.00 (+4.82%)
2023		$191,700 Land $98,300 Building $93,400	$191,700 Land $98,300 Building $93,400
2022	$6,197.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230081031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	109 (1979–2026)
Claims Outside the SFHA	2 of 109
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 24 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 121 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1206001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HELMETTA WATER DEPT serves 2,000 people
Water Source	Purchased surface water from EAST BRUNSWICK WATER UTILITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.