Essex County and Lynn City property record for 8 Lloyd Ter, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,253 sqft · built 1950 |
| Lot Size | 0.139 acres (6,059 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,243 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B:098 L:440 S:021 |
| Primary APN | B:098 L:440 S:021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,253 sqft Living Area |
| Gross Area | 2,681 sqft |
| Basement Area | 775 sqft |
| Unfinished Basement | 775 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,059 sqft (0.139 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 8 LLOYD TER |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 440 |
| Legal Lot Number | 21 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 205100 |
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 LLOYD TER, LYNN, MA 01902-1464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2010 |
| Deed Sale | Sep 30, 2010 |
| Prior Sale | Jul 20, 1993 · Amount on Record |
| Transfer Doc | 513419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 8 LLOYD TER, LYNN, MA 01902-1464 |
| Document Number | 0000608565 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 LLOYD TER LYNN MA 019021464, LYNN, MA 01902-1464 |
| Document Number | 0000608565 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 608565 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 8 LLOYD TER, LYNN, MA 01902-1464 |
| Document Number | 0000581827 |
| Instrument Date | Apr 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000581827 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 581827 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,243.00 (+5.41%) | $506,100 (+7.13%) Land $207,800 Building $298,300 | $455,335 |
| 2024 | $4,974.00 (+2.9%) | $472,400 (+8.97%) Land $197,900 Building $274,500 | |
| 2023 | $4,834.00 | $433,500 Land $192,900 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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