Essex County and Lynn City property record for 11 Lloyd Ter, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,190 sqft · built 1956 |
| Lot Size | 0.114 acres (4,953 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2014) |
| Tax Bill | $5,243 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:098 L:439 S:008 |
| Primary APN | B:098 L:439 S:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 2,884 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,953 sqft (0.114 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 LLOYD TER |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 439 |
| Legal Lot Number | 8 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 205100 |
11 Lloyd Ter is owned and occupied by an individual who bought it in September 2014.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 LLOYD TER, LYNN, MA 01902-1464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 10, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2014 · Amount on File |
| Deed Sale | Sep 17, 2014 · Amount on File |
| Deed Book / Page | 33549 / 297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 11 LLOYD TER, LYNN, MA 01902-1464 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043061-523 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 43061/523 |
| Instrument | 20251112001030 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 11 LLOYD TER, LYNN, MA 01902-1464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37921-68 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 37921/68 |
| Instrument | 20191010000070 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 11 Lloyd Ter was $5,243, up 5.4% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,243.00 (+5.41%) | $506,100 (+7.13%) Land $201,400 Building $304,700 | $473,575 |
| 2024 | $4,974.00 (+2.96%) | $472,400 (+9.02%) Land $191,800 Building $280,600 | |
| 2023 | $4,831.00 | $433,300 Land $187,000 Building $246,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Lloyd Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Lloyd Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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