8 Laurel Ln, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 8 Laurel Ln, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,595 sqft · built 1930
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Oct 2020)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0004 L:0101`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0004 L:0101`
Alternative APN	`309`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,595 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	969 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	309
Street Address	8 LAUREL LN
City	NORTH SMITHFIELD
State	RI
Zip	02896-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	101
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	3
Census Block	3007
Census Tract	12803

Owner

8 Laurel Ln is owned and occupied by an individual who bought it in October 2020.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 LAUREL LN, NORTH SMITHFIELD, RI 02896-8015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 8, 2020	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK
Aug 21, 2019	Warranty Deed, Transfer RYANNA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Book / Page	868 / 199
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	8 LAUREL LN, NORTH SMITHFIELD, RI 02896-8015
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000972-286
Date	Aug 3, 2023
Book Page	972/286
Instrument	51086

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	8 LAUREL LN, NORTH SMITHFIELD, RI 02896-8015
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000956-301
Date	Nov 21, 2022
Book Page	956/301
Instrument	49828

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Oct 8, 2020
Property Address	8 LAUREL LN, NORTH SMITHFIELD, RI 02896-8015
Document Number	868-199
Book / Page	868 / 199
Instrument Date	Oct 7, 2020
Instrument	43496
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LAUREL LN, NORTH SMITHFIELD, RI 02896-8015

Mortgage

Document Number	43497
Date	Oct 8, 2020
Instrument	43497

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Aug 21, 2019
Property Address	8 LAUREL LN, NORTH SMITHFIELD, RI 02896-8015
Document Number	822-206
Book / Page	000822 / 000206
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CENTRAL AVE NORTH PROVIDENCE RI 029112108, NORTH PROVIDENCE, RI 02911-2108

Mortgage

Document Number	822-208
Date	Aug 21, 2019
Book Page	000822/000208

Lender

Name	RYANNA LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8 Laurel Ln was $3,833.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00	$333,300 Land $94,800 Building $238,500	$456,182
2023	$4,494.00 (+2.44%)	$315,400 (-) Land $79,000 Building $236,400
2022	$4,387.00	$315,400 Land $79,000 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

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