7 Laurel Ln, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 7 Laurel Ln, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,418 sqft · built 2008
Lot Size	2.72 acres (118,844 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2009)
Tax Bill	$10,074 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0004 L:0069`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0004 L:0069`
Alternative APN	`4866`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,418 sqft Living Area
Gross Area	6,568 sqft
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	118,844 sqft (2.72 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4866
Street Address	7 LAUREL LN
City	NORTH SMITHFIELD
State	RI
Zip	02896-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	69
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	3
Census Block	3007
Census Tract	12803

Owner

7 Laurel Ln is owned and occupied by two individuals who bought it in August 2009.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 LAUREL LN, NORTH SMITHFIELD, RI 02896-8016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2009 · Amount on File
Deed Sale	Aug 11, 2009 · Amount on File
Deed Book / Page	470 / 272
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	7 LAUREL LN, NORTH SMITHFIELD, RI 02896-8016
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000958-164
Date	Dec 12, 2022
Book Page	958/164
Instrument	49943

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	7 LAUREL LN, NORTH SMITHFIELD, RI 02896-8016
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000902-289
Date	Jun 14, 2021
Book Page	902/289
Instrument	45843

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	7 LAUREL LN, NORTH SMITHFIELD, RI 02896-8016
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	BARSH AND COHEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	832-100
Date	Nov 19, 2019
Book Page	832/100

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7 Laurel Ln was $10,074.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,074.00	$876,000 Land $156,100 Building $719,900	$958,664
2023	$9,463.00 (+2.44%)	$664,100 (-) Land $133,700 Building $530,400
2022	$9,238.00	$664,100 Land $133,700 Building $530,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

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