Monroe County property record for 8 Janet Pl, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 2014 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Mar 2019) |
| Tax Bill | $4,157 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00458160-000000 |
| Primary APN | 00458160-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 650 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 780 sqft |
| Deck Area | 32 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1561703 |
|---|---|
| Street Address | 8 JANET PL |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 14 LT 9 LARGO GARDENS KEY LARGO PB4-38 OR357-328/29 OR528-319DC COUNTY JUDGES DOCKET 74-100 OR668-874 OR848-1293/95 OR849-239 OR846-1597 OR1353-1264 OR1475-2416 OR1723-755 OR2677-1078 OR2953-2015 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | LARGO GARDENS |
| Legal Block | 14 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 JANET PL, KEY LARGO, FL 33037-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2017 | Deed of Trust, Mortgage · VA Mortgage STONEGATE MORTGAGE CORP |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Aug 16, 2018 | Warranty Deed, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Prior Sale | Sep 6, 2001 · Amount on Record |
| Deed Document Number | 20192211090 |
| Deed Book / Page | 2953 / 2015 |
| Prior Transfer Date | Mar 20, 2014 |
| Prior Transfer Doc | 0026771078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 8 JANET PL, KEY LARGO, FL 33037-4509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028421767 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 2842/1767 |
| Instrument | 2113451 |
| Name | STONEGATE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 8 JANET PL, KEY LARGO, FL 33037-4509 |
| Document Number | 0029532015 |
| Book / Page | 2953 / 2015 |
| Map Reference | MB 4 PG 38 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 2211090 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35250 SW 177TH CT # CT116, 35250, HOMESTEAD, FL 33034-5654 |
| Name | Verified Name |
|---|---|
| Address | 8 JANET PL, KEY LARGO, FL 33037-4509 |
| Document Number | 0002211091 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2211091 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 16, 2018 |
| Property Address | 8 JANET PL, KEY LARGO, FL 33037-4509 |
| Document Number | 0029220914 |
| Book / Page | 002922 / 000914 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 2182623 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $13.96 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1336 TAVERNIER FL 330701336, TAVERNIER, FL 33070-1336 |
| Document Number | 29220916 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 002922/000916 |
| Instrument | 2182624 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $479,730 (+19.03%) Land $180,000 Building $299,730 | $479,730 (+19.03%) Land $180,000 Building $299,730 | |
| 2024 | $4,157.00 (+11.57%) | ||
| 2023 | $3,726.00 (+8.66%) | $403,035 (+3.36%) Land $137,500 Building $265,535 | $403,035 (+3.36%) Land $137,500 Building $265,535 |
| 2022 | $3,429.00 | $389,940 Land $137,500 Building $252,440 | $389,940 Land $137,500 Building $252,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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