7 Janet Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 7 Janet Pl, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2012
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2008)
Tax Bill	$4,958 (2024)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00457980-000000`

Property Details

APN / Parcel Number

Primary APN	`00457980-000000`
Alternative APN	`1561533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	600 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	810 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1561533
Street Address	7 JANET PL
City	KEY LARGO
State	FL
Zip	33037-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 13 LT 15 LARGO GARDENS KEY LARGO PB4-38 OR489-440 OR801-810 OR803-1640 OR847-1622 OR893-1967 OR912-198 OR1010-324AFF OR1010-326 OR1568-2171 OR1644-1815R/S OR1680-582 OR2107-914 OR2349-1436/37 OR2470-525/26
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	LARGO GARDENS
Legal Block	13
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2011
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	220 JAMES AVE, KEY LARGO, FL 33037-2630
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2008 · Amount on File
Deed Sale	Mar 10, 2008 · Amount on File
Prior Sale	Apr 25, 2005 · Amount on File
Deed Document Number	20081685723
Deed Book / Page	2349 / 1436
Prior Transfer Date	Apr 11, 2005
Prior Transfer Doc	0021070914
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	7 JANET PL, KEY LARGO, FL 33037-4508
Document Number	0029731718
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JANET PL KEY LARGO FL 330374508, KEY LARGO, FL 33037-4508

Mortgage

Document Number	0029731718
Date	Jul 8, 2019
Book Page	002973/001718
Instrument	2227611

Lender

Name	SORAIDA GONZALEZ

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 7, 2024

Interest

Rate	18%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$569,486 (+16.96%) Land $180,000 Building $389,486	$569,486 (+16.96%) Land $180,000 Building $389,486
2024	$4,958.00 (+11.34%)
2023	$4,453.00 (+7.66%)	$486,914 (-0.76%) Land $137,500 Building $349,414	$486,914 (-0.76%) Land $137,500 Building $349,414
2022	$4,136.00	$490,657 Land $137,500 Building $353,157	$490,657 Land $137,500 Building $353,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20