Hyde County property record for 8 Howard St, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 400 sqft · built 1969 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $383,000 (May 2026) |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | May 2026 Sale Sep 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9500295792 |
| Primary APN | 9500295792 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 400 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cottage |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Porch | Patio |
| Porch Area | 100 sqft |
| Deck Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 9500295792 |
|---|---|
| Street Address | 8 HOWARD ST |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT A & HOUSE ELSIE GARRISH |
| Legal Subdivision | GARRISH |
| Legal Lot Number | A |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 920101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ocracoke Historic District listed 1990 · 247 contributing resources · NRIS 90001465 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hyde County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 502 BREMERTON DR, GREENVILLE, NC 27858-6501 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Sep 2, 2022 · Amount on Record |
| Deed Document Number | 2026414034 |
| Deed Book / Page | 312 / 470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | May 8, 2026 |
| Property Address | 8 HOWARD ST, OCRACOKE, NC 27960 |
| Document Number | 0000414034 |
| Book / Page | 312 / 470 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.414034 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $77,366.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 BREMERTON DR, GREENVILLE, NC 27858-6501 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HYDE NC |
| Recording Date | Sep 2, 2022 |
| Property Address | 8 HOWARD ST, OCRACOKE, NC 27960 |
| Document Number | 000297/480 |
| Book / Page | 297 / 480 |
| Map Reference | CAB C SL 69-J |
| Instrument Date | Sep 1, 2022 |
| Instrument | 410893 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 792, OCRACOKE, NC 27960-0792 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 714, OCRACOKE, NC 27960-0714 |
| Document Number | 0000410894 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 410894 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 (+0.03%) | $316,797 (-) Land $236,800 Building $79,997 | $316,797 (-) Land $236,800 Building $79,997 |
| 2024 | $2,977.00 (+57.01%) | $316,797 (+77%) Land $236,800 Building $79,997 | $316,797 (+77%) Land $236,800 Building $79,997 |
| 2023 | $1,896.00 | $178,984 Land $115,000 Building $63,984 | $178,984 Land $115,000 Building $63,984 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
| Ocracoke Cable TV Cable | 10 / 1 |
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