Hyde County property record for 43 Howard St, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 495 sqft · built 1890 |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2011) |
| Tax Bill | $2,225 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 9500295896 |
| Primary APN | 9500295896 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 495 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 796 |
|---|---|
| Street Address | 43 HOWARD ST |
| City | OCRACOKE |
| State | NC |
| Zip | 27960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CITY/MUNI/TWP:OCRACOKE |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 920101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ocracoke Historic District listed 1990 · 247 contributing resources · NRIS 90001465 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
43 Howard St is owned by an individual who bought it in May 2011.
Source: Hyde County records, as of April 24, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 710 INDEPENDENCE PL UNIT 709, 709, RALEIGH, NC 27603-1863 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2011 · Amount on File |
| Deed Sale | May 23, 2011 · Amount on File |
| Deed Document Number | 0024600057 |
| Deed Book / Page | 000246 / 00057 |
| Record Updated | Jun 7, 2026 |
Source: Hyde County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,225.00 | $217,141 Land $145,000 Building $72,141 | $217,141 Land $145,000 Building $72,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Howard St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
| Ocracoke Cable TV Cable | 10 / 1 |
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