8 Highland Ter, Ringgold, GA 30736 Property Records

Catoosa County property record for 8 Highland Ter, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,532 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2023)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019E142000`

Property Details

APN / Parcel Number

Primary APN	`0019E142000`
Alternative APNs	`0019E142` `10553`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,532 sqft Heated Area
1st Floor Area	1,196 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	151 ft deep x 96 ft wide
Garage Area	608 sqft
Porch	Slab
Porch Area	252 sqft
Deck Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10553
Street Address	8 HIGHLAND TER
City	RINGGOLD
State	GA
Zip	30736-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 20 CAPEHARTS ADDN TO BOYD HIGHLANDS
Legal Subdivision	CAPEHARTS ADDN/ BOYD HIGHLANDS
Legal Lot Number	20
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2001
Census Tract	30402

Owner

8 Highland Ter is owned and occupied by two individuals who bought it in May 2023.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 HIGHLAND TER, RINGGOLD, GA 30736-6512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Warranty Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE
Sep 1, 2021	Warranty Deed, Transfer
Aug 18, 2020	Warranty Deed, Transfer COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	2023806
Deed Book / Page	2274 / 186
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	0000000225
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 25, 2023
Property Address	8 HIGHLAND TER, RINGGOLD, GA 30736-6512
Document Number	0022740186
Book / Page	2274 / 186
Instrument Date	Apr 25, 2023
Instrument	2023-000806
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HIGHLAND TER, RINGGOLD, GA 30736-6512

Mortgage

Document Number	0000002740
Date	Apr 25, 2023
Instrument	002740

Lender

Name	ALAMEDA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 1, 2021
Property Address	8 HIGHLAND TER, RINGGOLD, GA 30736-6512
Document Number	0022010607
Book / Page	2201 / 607
Instrument Date	Sep 1, 2021
Instrument	2022-000225
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HIGHLAND TER, RINGGOLD, GA 30736-6512

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 18, 2020
Property Address	8 HIGHLAND TER, RINGGOLD, GA 30736-6512
Document Number	0020730131
Book / Page	002073 / 000131
Instrument Date	Aug 17, 2020
Instrument	6606
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	ELITE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HIGHLAND TER RINGGOLD GA 307366512, RINGGOLD, GA 30736-6512

Mortgage

Document Number	20730133
Date	Aug 18, 2020
Book Page	002073/000133
Instrument	6607

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 Highland Ter was $2,582 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 Homeowner's exemption	$144,945 Land $8,400 Building $136,545	$362,362 Land $21,000 Building $341,362
2023	$2,354.00 (+35.05%) Homeowner's exemption	$107,177 Land $6,478 Building $100,699	$267,944 Land $16,196 Building $251,748
2022	$1,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Highland Ter in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1990–2009)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Sep 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2009 · 15 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Highland Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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