3 Highland Ter, Ringgold, GA 30736 Property Records

Catoosa County property record for 3 Highland Ter, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,537 sqft · built 1978
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Tax Bill$405 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0019E141000

Property Details

APN / Parcel Number

Primary APN0019E141000
Alternative APNs
  • 0019E141
  • 10552

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,537 sqft Heated Area
1st Floor Area1,537 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions160 ft deep x 105 ft wide
PorchSlab
Porch Area56 sqft
Deck Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10552
Street Address3 HIGHLAND TER
CityRINGGOLD
StateGA
Zip30736-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 19 CAPEHARTS ADDN TO BOYD HIGHLANDS
Legal SubdivisionCAPEHARTS ADDN/ BOYD HIGHLANDS
Legal Lot Number19
JurisdictionCATOOSA GA
Township / Civil DivisionBOYNTON RIDGE
Census Block Group2
Census Block2001
Census Tract30402

Owner

3 Highland Ter is owned and occupied by an individual.

Source: Catoosa County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3 HIGHLAND TER, RINGGOLD, GA 30736-6511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address3 HIGHLAND TER, RINGGOLD, GA 30736-6511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018810142
DateMay 30, 2017
Book Page1881/142
Lender
NameSUNTRUST BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Highland Ter was $405 with exemptions applied.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$405.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$96,409 Land $8,400 Building $88,009$241,022 Land $21,000 Building $220,022
2023$483.00 (-61.42%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$69,776 Land $7,025 Building $62,751$174,440 Land $17,563 Building $156,877
2022$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Highland Ter in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1990–2009)
Claims Outside the SFHA15 of 23
Most Recent ClaimSep 2009 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2009 · 15 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Highland Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Highland Ter

Nearby Streets

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