Worcester County and Leicester Town property record for 8 Harding St, Cherry Valley, MA 01611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,170 sqft · built 1946 |
| Lot Size | 0.409 acres (17,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Aug 2024) |
| Tax Bill | $40 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEIC M:24A B:0000A16 L:0 |
| Primary APN | LEIC M:24A B:0000A16 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 2,485 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,799 sqft (0.409 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 8 HARDING ST |
|---|---|
| City | CHERRY VALLEY |
| State | MA |
| Zip | 01611-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SA |
| Legal Block | A16 |
| Jurisdiction | LEICESTER MA |
| Township / Civil Division | LEICESTER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 735200 |
Source: Worcester County and Leicester Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 HARDING ST, CHERRY VALLEY, MA 01611-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 4, 2018 | Deed of Trust, Mortgage · ARM CENTRAL ONE FCU |
| Jul 23, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CENTRAL ONE FEDERAL CREDIT UNION |
| Mar 13, 2020 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Prior Sale | Mar 13, 2020 · Amount on Record |
| Prior Transfer Date | Feb 20, 2020 |
| Prior Transfer Doc | 62038-96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEICESTER MA |
| Property Address | 8 HARDING ST, CHERRY VALLEY, MA 01611-3024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58895-294 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 58895/294 |
| Instrument | 54076 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEICESTER MA |
| Property Address | 8 HARDING ST, CHERRY VALLEY, MA 01611-3024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60745-223 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 60745/223 |
| Instrument | 70879 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEICESTER MA |
| Recording Date | Mar 13, 2020 |
| Property Address | 8 HARDING ST, CHERRY VALLEY, MA 01611-3024 |
| Document Number | 62038-96 |
| Book / Page | 62038 / 96 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 26510 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 HARDING ST, LEICESTER, MA |
| Document Number | 26511 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 26511 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Leicester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Leicester Town |
| Unified School District | Leicester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40.00 (-98.95%) | $344,300 (+13.03%) Land $83,400 Building $260,900 | $326,135 |
| 2024 | $3,823.00 (+4.97%) | $304,600 (+7.56%) Land $72,100 Building $232,500 | |
| 2023 | $3,642.00 | $283,200 Land $72,100 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY/ ROCHDALE WATER DISTRICT serves 3,696 people · EPA ID MA2151001 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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