15 Harding St, Cherry Valley, MA 01611 Property Records

Worcester County and Leicester Town property record for 15 Harding St, Cherry Valley, MA 01611

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,987 sqft · built 1980
Lot Size0.343 acres (14,937 sqft)
Owner2 Individual Names on File
Last Sale$143,500 (Mar 2001)
Tax Bill$4,835 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNLEIC M:24A B:00000D3 L:0

Property Details

APN / Parcel Number

Primary APNLEIC M:24A B:00000D3 L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,987 sqft Living Area
Gross Area3,162 sqft
Basement Area1,109 sqft
Finished Basement1,008 sqft
Unfinished Basement101 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,937 sqft (0.343 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address15 HARDING ST
CityCHERRY VALLEY
StateMA
Zip01611-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSA
Legal BlockD3
JurisdictionLEICESTER MA
Township / Civil DivisionLEICESTER
Census Block Group3
Census Block3013
Census Tract735200

Owner

Source: Worcester County and Leicester Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15 HARDING ST, CHERRY VALLEY, MA 01611-3023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed of Trust, Mortgage · Line of Credit
COUNTRY BANK
Mar 30, 2020Deed of Trust, Mortgage · Balloon Mortgage
COUNTRY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2001 · Amount on File
Deed SaleMar 30, 2001 · Amount on File
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEICESTER MA
Property Address15 HARDING ST, CHERRY VALLEY, MA 01611-3023
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070105-82
DateJan 18, 2024
Book Page70105/82
Instrument4067
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEICESTER MA
Property Address15 HARDING ST, CHERRY VALLEY, MA 01611-3023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62120-128
DateMar 30, 2020
Book Page62120/128
Instrument32147
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2045

Tax Assessment & Valuation

Source: Worcester County and Leicester Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLeicester Town
Unified School DistrictLeicester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,835.00 (+5.94%)$410,800 (+12.95%) Land $82,900 Building $327,900
2024$4,564.00 (+4.9%)$363,700 (+7.51%) Land $71,600 Building $292,100
2023$4,351.00$338,300 Land $71,600 Building $266,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY/ ROCHDALE WATER DISTRICT
serves 3,696 people · EPA ID MA2151001
Water SourcePurchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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