Worcester County and Gardner City property record for 8 Grace Ct, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1930 |
| Lot Size | 0.288 acres (12,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,000 (Jun 2020) |
| Tax Bill | $42 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R27 B:14 L:6 |
| Primary APN | GARD M:R27 B:14 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 3,368 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,530 sqft (0.288 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 8 GRACE CT |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Legal Lot Number | 6 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R27 B:14 L:6
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 GRACE CT, GARDNER, MA 01440-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| May 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROLLSTONE BANK & TRUST |
| Jun 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2007 · Amount on Record |
| Deed Document Number | 202069487 |
| Deed Book / Page | 62701 / 184 |
| Transfer Doc | 2319000048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 09, 2026 |
| Property Address | 8 GRACE CT, GARDNER, MA 01440-2007 |
| Document Number | 0000057377 |
| Book / Page | 73848 / 42 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202657377 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 GRACE CT, GARDNER, MA 01440-2007 |
| Date | Jul 09, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 8 GRACE CT, GARDNER, MA 01440-2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62344-235 |
|---|---|
| Date | May 06, 2020 |
| Book Page | 62344/235 |
| Instrument | 45955 |
| Name | ROLLSTONE BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 30, 2020 |
| Property Address | 8 GRACE CT, GARDNER, MA 01440-2007 |
| Document Number | 62701-184 |
| Book / Page | 62701 / 184 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 69487 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 878 MAIN ST, FITCHBURG, MA 01420-3008 |
| Document Number | 69488 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 69488 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42.00 (-99%) | $298,200 (+6.69%) Land $70,000 Building $228,200 | $319,865 |
| 2024 | $4,190.00 (+2.22%) | $279,500 (+1%) Land $63,700 Building $215,800 | |
| 2023 | $4,099.00 | $254,100 Land $62,800 Building $191,300 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
May also be available: Verizon.
Based on FCC filings for 244 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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