5 Grace Ct, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 5 Grace Ct, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,275 sqft · built 1900
Lot Size	0.319 acres (13,880 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2016)
Tax Bill	$35 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R27 B:14 L:7`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R27 B:14 L:7`
Alternative APN	`M:S-27 B:0007 L:0007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
Gross Area	1,753 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,880 sqft (0.319 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 GRACE CT
City	GARDNER
State	MA
Zip	01440-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	7
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1031
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN GARD M:R27 B:14 L:7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GRACE CT, GARDNER, MA 01440-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2016 · Amount on Record
Deed Sale	Jun 03, 2016 · Amount on Record
Prior Sale	Jul 27, 1998 · Amount on Record
Deed Book / Page	55428 / 317
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	5 GRACE CT, GARDNER, MA 01440-2007
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068711-105
Date	Jan 12, 2023
Book Page	68711/105
Instrument	3055

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35.00 (-98.98%)	$249,600 (+8.57%) Land $70,900 Building $178,700	$312,645
2024	$3,446.00 (+2.07%)	$229,900 (+9.84%) Land $64,500 Building $165,400
2023	$3,376.00	$209,300 Land $63,600 Building $145,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.