8 Garnet Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 8 Garnet Dr, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,163 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,018 (Dec 2018)
Tax Bill	$12,481 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`143089 114.18-8-65`

Property Details

APN / Parcel Number

Primary APN	`143089 114.18-8-65`
Alternative APN	`30891141800008065000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,163 sqft Living Area
1st Floor Area	1,095 sqft
2nd Floor Area	1,068 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	148 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8 GARNET DR
City	BUFFALO
State	NY
Zip	14227-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Subdivision	EMERALD GARDENS
Legal Block	8
Legal Lot Number	65.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1004
Census Tract	10809

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 GARNET DR, BUFFALO, NY 14227-2448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 11, 2019	Loan Modification, Mortgage · Conventional with PMI M&T BK
Dec 26, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2018256911
Deed Book / Page	11339 / 1354
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	8 GARNET DR, BUFFALO, NY 14227-2448
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139179742
Date	Nov 7, 2019
Book Page	13917/9742
Instrument	2019245275

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	8 GARNET DR, BUFFALO, NY 14227-2448
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GARNET DR, BUFFALO, NY 14227-2448

Mortgage

Document Number	0140266335
Date	Nov 19, 2021
Book Page	14026/6335
Instrument	2021232049

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	8 GARNET DR, BUFFALO, NY 14227-2448
Document Number	0113523728
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GARNET DR CHEEKTOWAGA NY 142272448, CHEEKTOWAGA, NY 14227-2448

Mortgage

Document Number	0113523728
Date	Nov 7, 2019
Book Page	011352/003728

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Dec 26, 2018
Property Address	8 GARNET DR, BUFFALO, NY 14227-2448
Document Number	0113391354
Book / Page	011339 / 001354
Instrument Date	Dec 26, 2018
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$315.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GARNET DR CHEEKTOWAGA NY 14227, CHEEKTOWAGA, NY 14227

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,481.00 (+126.15%)
2025	$5,519.00 (-45.16%)	$342,000 (-) Land $35,100 Building $306,900	$456,000 (+6.67%) Land $46,800 Building $409,200
2024	$10,063.00	$342,000 (-) Land $35,100 Building $306,900	$427,500 (+13.75%) Land $43,875 Building $383,625
2023		$342,000 Land $35,100 Building $306,900	$375,824 Land $38,571 Building $337,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

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