Essex County and Saugus Town property record for 8 Garfield Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,764 sqft · built 1940 |
| Lot Size | 0.117 acres (5,092 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,818 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-G B:0011 L:0005 |
| Primary APN | SAUG M:011-G B:0011 L:0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,092 sqft (0.117 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 9765014 |
|---|---|
| Street Address | 8 GARFIELD AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 208302 |
8 Garfield Ave is owner-occupied and held in a trust since August 2025.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8 GARFIELD AVE, SAUGUS, MA 01906-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 27, 2025 |
| Transfer Doc | 042918-349 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 8 Garfield Ave was $6,818, up 3.3% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,818.00 (+3.33%) | $654,300 (+5.91%) Land $344,600 Building $308,900 | $625,175 (-6.81%) |
| 2025 | $6,598.00 (+2.55%) | $617,800 (+2.27%) Land $314,800 Building $303,000 | $670,890 |
| 2024 | $6,434.00 (+3.76%) | $604,100 (+9.7%) Land $306,300 Building $297,800 | |
| 2023 | $6,201.00 | $550,700 Land $268,000 Building $282,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Garfield Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Garfield Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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