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15 Garfield Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 15 Garfield Ave, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,395 sqft · built 1960
Lot Size0.15 acres (6,525 sqft)
OwnerTrust Name on File
Tax Bill$6,800 (2026)
Deeds & MortgagesSep 2021 Transfer
Flood ZoneZone X (minimal risk)
APNSAUG M:011-G B:0009 L:0003

Property Details

APN / Parcel Number

Primary APNSAUG M:011-G B:0009 L:0003
Alternative APNs
  • M:011=G B:0009 L:0003
  • 1864036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,395 sqft Living Area
Gross Area2,580 sqft
1st Floor Area1,422 sqft
Basement Area1,158 sqft
Unfinished Basement185 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,525 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1864036
Street Address15 GARFIELD AVE
CitySAUGUS
StateMA
Zip01906-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block9
Legal Lot Number3
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2018
Census Tract208302

Owner

15 Garfield Ave is owner-occupied and held in a trust since August 2021.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address15 GARFIELD AVE, SAUGUS, MA 01906-1403
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2010
Deed SaleJun 2, 2010
Prior SaleNov 15, 2002 · Amount on File
Deed Book / Page29504 / 78
Last Transfer DateAug 5, 2021
Transfer Doc40264-296
Record UpdatedOct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateSep 10, 2021
Property Address15 GARFIELD AVE, SAUGUS, MA 01906-1403
Document Number40264-296
Book / Page40264 / 296
Instrument DateAug 5, 2021
Instrument20210910001140
Transaction TypeTransfer
Record UpdatedSep 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 GARFIELD AVE, SAUGUS, MA 01906-1403

Tax Assessment & Valuation

The 2026 property tax bill for 15 Garfield Ave was $6,800, up 4.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,800.00 (+4.47%)$652,600 (+7.07%) Land $350,400 Building $301,500$762,713 (-2.02%)
2025$6,509.00 (+2.73%)$609,500 (+2.45%) Land $320,100 Building $289,400$778,430
2024$6,336.00 (+4.71%)$594,900 (+10.7%) Land $311,500 Building $283,400
2023$6,051.00$537,400 Land $272,600 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2010–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Garfield Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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