8 Frederick Ln, Cumberland, RI 02864 Property Records

Cumberland Town property record for 8 Frederick Ln, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,004 sqft · built 1992
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$932,000 (Sep 2024)
Tax Bill$7,994 (2025)
Deeds & MortgagesJan 2024 Refinance
Flood ZoneZone X (minimal risk)
APN12-0471-40

Property Details

APN / Parcel Number

Primary APN12-0471-40
Alternative APNs
  • CUMB M:023 B:0163 L:000
  • 1-0026-45

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,004 sqft Living Area
Gross Area5,976 sqft
1st Floor Area1,476 sqft
Basement Area1,476 sqft
Unfinished Basement1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1-0026-45
Street Address8 FREDERICK LN
CityCUMBERLAND
StateRI
Zip02864-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block163
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1029
Census Tract11404

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48 GREENFIELD RD, CUMBERLAND, RI 02864-4713
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2024 · Amount on Record
Deed SaleSep 9, 2024 · Amount on Record
Deed Document Number2024145647
Deed Book / Page1985 / 820
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address8 FREDERICK LN, CUMBERLAND, RI 02864-4231
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001970-448
DateJan 4, 2024
Book Page1970/448
Instrument142223
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueFeb 1, 2043

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,994.00 (+5.6%)$651,500 (-) Land $181,500 Building $470,000
2023$7,570.00 (+11.54%)$651,500 (+43.88%) Land $181,500 Building $470,000
2022$6,787.00$452,800 Land $138,500 Building $314,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880

May also be available: Xfinity.

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