Cumberland Town property record for 4 Frederick Ln, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,324 sqft · built 1988 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,000 (Mar 2017) |
| Tax Bill | $9,634 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9215-69 |
| Primary APN | 9215-69 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,324 sqft Living Area |
| Gross Area | 7,820 sqft |
| 1st Floor Area | 1,656 sqft |
| Attic | Attic |
| Attic Area | 1,144 sqft |
| Basement Area | 1,612 sqft |
| Unfinished Basement | 1,612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 9215-69 |
|---|---|
| Street Address | 4 FREDERICK LN |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 148 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11404 |
Source: Cumberland Town records · APN 9215-69
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 FREDERICK LN, CUMBERLAND, RI 02864-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Mar 17, 2017 | Warranty Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on Record |
| Deed Sale | Mar 17, 2017 · Amount on Record |
| Deed Book / Page | 1737 / 511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 4 FREDERICK LN, CUMBERLAND, RI 02864-4231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1854-340 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 1854/340 |
| Instrument | 117114 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Oct 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 17, 2017 |
| Property Address | 4 FREDERICK LN, CUMBERLAND, RI 02864-4231 |
| Document Number | 1737-511 |
| Book / Page | 1737 / 511 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 17370514 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 01737/0514 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 17, 2047 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,634.00 (+5.59%) | $785,200 (-) Land $183,400 Building $601,800 |
| 2023 | $9,124.00 (+10.86%) | $785,200 (+43.02%) Land $183,400 Building $601,800 |
| 2022 | $8,230.00 | $549,000 Land $140,000 Building $409,000 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: Xfinity.
Based on FCC filings for 168 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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