Campbell County property record for 8 Frances Dr, Cold Spring, KY 41076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,428 sqft · built 1959 |
| Lot Size | 0.24 acres (10,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (May 2016) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-979.00 |
| Primary APN | 999-99-17-979.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,474 sqft (0.24 acres) |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8 FRANCES DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 CHAS GRAZIANI SUBD |
| Legal Subdivision | CHARLES GRAZIANI SUB |
| Legal Lot Number | 13 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 52900 |
Source: Campbell County records · APN 999-99-17-979.00
Assessment roll updated March 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 FRANCES DR, COLD SPRING, KY 41076-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2016 · Amount on Record |
| Deed Sale | May 19, 2016 · Amount on Record |
| Deed Document Number | 20165038488 |
| Deed Book / Page | 319 / 313 |
| Prior Transfer Date | Jul 08, 2008 |
| Prior Transfer Doc | 0001900175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 04, 2026 |
| Property Address | 8 FRANCES DR, COLD SPRING, KY 41076-9739 |
| Document Number | 0006250055 |
| Book / Page | 1171 / 103 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20266250055 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 8 FRANCES DR, COLD SPRING, KY 41076-9739 |
| Document Number | 0006250055, |
|---|---|
| Date | Aug 04, 2026 |
| Book Page | 1171/103 |
| Instrument | 20266250055 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,708.00 (-0.99%) Homeowner's exemption | $190,100 (-) Land $40,000 Building $150,100 | $190,100 (-) Land $40,000 Building $150,100 |
| 2023 | $1,725.00 (+24.91%) Homeowner's exemption | $190,100 (+25.86%) Land $40,000 Building $150,100 | $190,100 (+25.86%) Land $40,000 Building $150,100 |
| 2022 | $1,381.00 Homeowner's exemption | $151,040 Land $20,000 Building $131,040 | $151,040 Land $20,000 Building $131,040 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370529001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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