Campbell County property record for 5 Frances Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,520 sqft · built 1960 |
| Owner | Individual Name on Record |
| Last Sale | $312,500 (Aug 2023) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-781.00 |
| Primary APN | 999-99-19-781.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919781.00 |
|---|---|
| Street Address | 5 FRANCES DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 PT 1 GRAZIANI SUBD |
| Legal Subdivision | CHARLES GRAZIANI SUB |
| Legal Lot Number | 6 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 FRANCES DR, COLD SPRING, KY 41076-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Sep 18, 2008 · Amount on Record |
| Deed Document Number | 5189151 |
| Deed Book / Page | D361 / 480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 22, 2023 |
| Property Address | 5 FRANCES DR, COLD SPRING, KY 41076-9781 |
| Document Number | 0005189151 |
| Book / Page | D361 / 480 |
| Map Reference | MB 5 PG 3A |
| Instrument Date | Aug 17, 2023 |
| Instrument | 5189151 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6100 CABIN CREEK EAST DR, COLD SPRING, KY 41076-9158 |
| Name | Verified Name |
|---|---|
| Address | 5 FRANCES DR, COLD SPRING, KY 41076-9781 |
| Document Number | 0005189154 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 5189154 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+47.01%) | $312,500 (+45.55%) Land $40,000 Building $272,500 | $312,500 (+45.55%) Land $40,000 Building $272,500 |
| 2023 | $2,576.00 (+23.43%) | $214,700 (+28.56%) Land $40,000 Building $174,700 | $214,700 (+28.56%) Land $40,000 Building $174,700 |
| 2022 | $2,087.00 | $167,000 Land $15,000 Building $152,000 | $167,000 Land $15,000 Building $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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