8 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 8 Elbert St, Ramsey, NJ 07446 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2025
Square Footage1,125 sqft Living Area
Lot Size22,782 sqft (0.523 acres)
OccupancyOwner Occupied
Last Sale$2,400,000 (2026)
Tax Bill$7,993.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02301-0000-00009

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8 ELBERT ST, RAMSEY, NJ 07446-1802
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2025Deed of Trust, Mortgage · Building or Construction Mortgage
ABL RPC RESIDENTIAL CREDIT ACQUISITION L
Mar 12, 2026Deed, Transfer · Conventional Mortgage
JET DIRECT FUNDING CORP
Dec 15, 2023Deed, Transfer
CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC
Aug 09, 2023Deed, Transfer · Stand Alone First Mortgage
EQUITY TRUST COMPANY
Aug 21, 2023Deed, Transfer
CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Prior SaleAug 14, 2024 · Amount on Record
Deed Doc Number202616477
Deed Book / Page5744 / 1907
Prior Transfer DateAug 11, 2022
Prior Transfer Doc0051421714
Record RefreshedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address8 ELBERT ST, RAMSEY, NJ 07446-1802
Transaction TypeMortgage
Record UpdatedMay 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 NORMAN DR, RAMSEY, NJ 07446-2600

Mortgage

Document Number0054100434
DateJan 22, 2025
Book Page5410/434
Instrument2025005012
Lender
NameABL RPC RESIDENTIAL CREDIT ACQUISITION L
AddressJERSEY CITY, NJ 07302
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 01, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 12, 2026
Property Address8 ELBERT ST, RAMSEY, NJ 07446-1802
Document Number0057441907
Book / Page5744 / 1907
Instrument DateOct 29, 2025
Instrument2026016477
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanyIMPERIUM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$74,515.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address190 NORMAN DR, RAMSEY, NJ 07446-2600

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 ELBERT ST, RAMSEY, NJ 07446-1802

Mortgage

Document Number2026016478
DateMar 12, 2026
Instrument2026016478
Lender
NameJET DIRECT FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term476 Months
DueNov 01, 2065

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 15, 2023
Property Address8 ELBERT ST, RAMSEY, NJ 07446-1802
Document Number0051421714
Book / Page5142 / 1714
Instrument DateAug 11, 2023
Instrument2023079973
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyCENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address18 WYCKOFF AVE STE 204, 204, WALDWICK, NJ 07463-1778

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 WYCKOFF AVE, RAMSEY, NJ 07446-2253

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 09, 2023
Property Address8 ELBERT ST, RAMSEY, NJ 07446-1802
Document Number0050551012
Book / Page5055 / 1012
Instrument DateMay 17, 2023
Instrument2023051997
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,239.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address50 NORTHFIELD AVE, WEST ORANGE, NJ 07052-5320

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 SEARS DR STE 104, 104, PARAMUS, NJ 07652-3510

Mortgage

Document Number2023051998
DateAug 09, 2023
Instrument2023051998
Lender
NameEQUITY TRUST COMPANY
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 21, 2023
Property Address8 ELBERT ST, RAMSEY, NJ 07446-1802
Document Number0050630133
Book / Page5063 / 133
Instrument DateAug 11, 2022
Instrument2023054400
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyCENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$3,719.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16 WYCKOFF AVE204, WALDWICK, NJ 07463

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 ELBERT ST, RAMSEY, NJ 07446-1802

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,944,700 (+400.95%) Land $363,200 Building $1,581,500$1,944,700 (+400.95%) Land $363,200 Building $1,581,500
2025$7,993.00 (-39.27%)$388,200 (-15.5%) Land $338,200 Building $50,000$388,200 (-15.5%) Land $338,200 Building $50,000
2024$13,162.00 (+9.23%)
2023$459,400 (-) Land $284,200 Building $175,200$459,400 (-) Land $284,200 Building $175,200
2022$12,050.00 (+1.16%)$459,400 Land $284,200 Building $175,200$459,400 Land $284,200 Building $175,200
2021$11,912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 14% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN48-02301-0000-00009
Alternative APN
  • 480230100009

Interior

Building Area1,125 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Construction TypeFrame Construction
Lot Area22,782 sqft (0.523 acres)
Depth X Width150 ft x 152 ft Depth x Width
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8 ELBERT ST
CityRAMSEY
StateNJ
Zip07446-1802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description0.523AC
Legal SubdivisionCAROLINE A SABIN SEC B
Legal Block2301
Legal Lot Number9
JurisdictionBERGEN NJ
Minor Civil DivisionRAMSEY
Census Blockgroup2
Census Block2002
Census Tract44100

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