Bergen County and Ramsey Borough property record for 8 Elbert St, Ramsey, NJ 07446 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2025 |
| Square Footage | 1,125 sqft Living Area |
| Lot Size | 22,782 sqft (0.523 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,400,000 (2026) |
| Tax Bill | $7,993.00 (2025) |
Source: Bergen County and Ramsey Borough records · APN 48-02301-0000-00009
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 22, 2025 | Deed of Trust, Mortgage · Building or Construction Mortgage ABL RPC RESIDENTIAL CREDIT ACQUISITION L |
| Mar 12, 2026 | Deed, Transfer · Conventional Mortgage JET DIRECT FUNDING CORP |
| Dec 15, 2023 | Deed, Transfer CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Aug 09, 2023 | Deed, Transfer · Stand Alone First Mortgage EQUITY TRUST COMPANY |
| Aug 21, 2023 | Deed, Transfer CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Aug 14, 2024 · Amount on Record |
| Deed Doc Number | 202616477 |
| Deed Book / Page | 5744 / 1907 |
| Prior Transfer Date | Aug 11, 2022 |
| Prior Transfer Doc | 0051421714 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 190 NORMAN DR, RAMSEY, NJ 07446-2600 |
| Document Number | 0054100434 |
|---|---|
| Date | Jan 22, 2025 |
| Book Page | 5410/434 |
| Instrument | 2025005012 |
| Name | ABL RPC RESIDENTIAL CREDIT ACQUISITION L |
|---|---|
| Address | JERSEY CITY, NJ 07302 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 12, 2026 |
| Property Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Document Number | 0057441907 |
| Book / Page | 5744 / 1907 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2026016477 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | IMPERIUM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 NORMAN DR, RAMSEY, NJ 07446-2600 |
| Name | Verified Name |
|---|---|
| Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Document Number | 2026016478 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026016478 |
| Name | JET DIRECT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 476 Months |
| Due | Nov 01, 2065 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 15, 2023 |
| Property Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Document Number | 0051421714 |
| Book / Page | 5142 / 1714 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023079973 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 WYCKOFF AVE STE 204, 204, WALDWICK, NJ 07463-1778 |
| Name | Verified Name |
|---|---|
| Address | 110 WYCKOFF AVE, RAMSEY, NJ 07446-2253 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 09, 2023 |
| Property Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Document Number | 0050551012 |
| Book / Page | 5055 / 1012 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023051997 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,239.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 NORTHFIELD AVE, WEST ORANGE, NJ 07052-5320 |
| Name | Verified Name |
|---|---|
| Address | 1 SEARS DR STE 104, 104, PARAMUS, NJ 07652-3510 |
| Document Number | 2023051998 |
|---|---|
| Date | Aug 09, 2023 |
| Instrument | 2023051998 |
| Name | EQUITY TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 21, 2023 |
| Property Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
| Document Number | 0050630133 |
| Book / Page | 5063 / 133 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2023054400 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,719.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 WYCKOFF AVE204, WALDWICK, NJ 07463 |
| Name | Verified Name |
|---|---|
| Address | 8 ELBERT ST, RAMSEY, NJ 07446-1802 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944,700 (+400.95%) Land $363,200 Building $1,581,500 | $1,944,700 (+400.95%) Land $363,200 Building $1,581,500 | |
| 2025 | $7,993.00 (-39.27%) | $388,200 (-15.5%) Land $338,200 Building $50,000 | $388,200 (-15.5%) Land $338,200 Building $50,000 |
| 2024 | $13,162.00 (+9.23%) | ||
| 2023 | $459,400 (-) Land $284,200 Building $175,200 | $459,400 (-) Land $284,200 Building $175,200 | |
| 2022 | $12,050.00 (+1.16%) | $459,400 Land $284,200 Building $175,200 | $459,400 Land $284,200 Building $175,200 |
| 2021 | $11,912.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-02301-0000-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 1,125 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Frame Construction |
| Lot Area | 22,782 sqft (0.523 acres) |
| Depth X Width | 150 ft x 152 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8 ELBERT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.523AC |
| Legal Subdivision | CAROLINE A SABIN SEC B |
| Legal Block | 2301 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 44100 |
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