12 Elbert St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 12 Elbert St, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1930
Square Footage2,011 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Tax Bill$12,438.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-02301-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 ELBERT ST, RAMSEY, NJ 07446-1802
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$631,700 (+4.57%) Land $348,000 Building $283,700$631,700 (+4.57%) Land $348,000 Building $283,700
2025$12,438.00 (-6.92%)$604,100 (+27.58%) Land $323,000 Building $281,100$604,100 (+27.58%) Land $323,000 Building $281,100
2024$13,362.00 (+7.59%)
2023$473,500 Land $274,000 Building $199,500$473,500 Land $274,000 Building $199,500
2022$12,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 14% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN48-02301-0000-00010
Alternative APN
  • 480230100010

Interior

Building Area2,011 sqft Living Area
1st Floor2,011 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame Construction
Lot Area13,939 sqft (0.32 acres)
Depth X Width186 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12 ELBERT ST
CityRAMSEY
StateNJ
Zip07446-1802
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description0.320AC
Legal Block2301
Legal Lot Number10
JurisdictionBERGEN NJ
Minor Civil DivisionRAMSEY
Census Blockgroup2
Census Block2002
Census Tract44100

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