8 E Philip St, Des Moines, IA 50315 Property Records

Polk County property record for 8 E Philip St, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 966 sqft · built 1969
Lot Size	0.173 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Dec 2018)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-306-003`

Property Details

APN / Parcel Number

Primary APN	`7824-22-306-003`
Alternative APN	`120/04472-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	966 sqft
Basement Area	936 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1969
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,560 sqft (0.173 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	8 E PHILIP ST
City	DES MOINES
State	IA
Zip	50315-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SCANDIA MAGNOLIA PARK PLAT 1
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SCANDIA MAGNOLIA PARK PLAT 1
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2005
Census Tract	4501

Owner

8 E Philip St is owned and occupied by an individual who bought it in December 2018.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	8 E PHILIP ST, DES MOINES, IA 50315-4111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Dec 5, 2018	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Jul 23, 2003 · Amount on File
Deed Document Number	2018-00043978
Deed Book / Page	17171 / 0064
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	8 E PHILIP ST, DES MOINES, IA 50315-4111
Document Number	0000013640
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E PHILIP ST DES MOINES IA 503154111, DES MOINES, IA 50315-4111

Mortgage

Document Number	0000013640
Date	Aug 4, 2020
Book Page	017987/000108
Instrument	13640

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2040

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 5, 2018
Property Address	8 E PHILIP ST, DES MOINES, IA 50315-4111
Document Number	0000043978
Book / Page	17171 / 0064
Instrument Date	Dec 3, 2018
Instrument	2018-00043978
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E PHILIP ST, DES MOINES, IA 50315-4111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043980
Date	Dec 5, 2018
Instrument	2018-00043980

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000043981
Date	Dec 5, 2018
Book Page	17171/0083
Instrument	2018-00043981

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,600 Land $38,400 Building $159,200	$197,600 Land $38,400 Building $159,200
2024	$3,530.00
2023		$175,800 Land $33,900 Building $141,900	$175,800 Land $33,900 Building $141,900
2020	$3,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 E Philip St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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