16 E Philip St, Des Moines, IA 50315 Property Records

Polk County property record for 16 E Philip St, Des Moines, IA 50315

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,286 sqft · built 1966
Lot Size0.174 acres (7,560 sqft)
Owner2 Individual Names on File
Last Sale$137,000 (Feb 2016)
Tax Bill$3,304 (2024)
Deeds & MortgagesOct 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN120/04472-004-000

Property Details

APN / Parcel Number

Primary APN120/04472-004-000
Alternative APN
  • 782422306005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,286 sqft Living Area
Gross Area1,424 sqft
1st Floor Area950 sqft
Basement Area474 sqft
Finished Basement336 sqft
Unfinished Basement138 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,560 sqft (0.174 acres)
Lot Dimensions120 ft deep x 63 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address16 E PHILIP ST
CityDES MOINES
StateIA
Zip50315-4111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 SCANDIA MAGNOLIA PARK PLAT 1
Legal SubdivisionSCANDIA MAGNOLIA PARK PLAT 1
Legal Lot Number4
JurisdictionPOLK IA
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2005
Census Tract4501

Owner

16 E Philip St is owned and occupied by two individuals who bought it in February 2016.

Source: Polk County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address16 E PHILIP ST, DES MOINES, IA 50315-4111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2016 · Amount on File
Deed SaleFeb 29, 2016 · Amount on File
Prior SaleDec 30, 2014
Deed Document Number20162015-00179458
Deed Book / Page15909 / 56
Prior Transfer DateDec 20, 2014
Prior Transfer Doc0000062198
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateOct 5, 2026
Property Address16 E PHILIP ST, DES MOINES, IA 50315-4111
Document Number0000061199
Book / Page20678 / 406
Instrument DateSep 27, 2026
Instrument202661199
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 E PHILIP ST, DES MOINES, IA 50315-4111

Mortgage

Document Number0000061199,
DateOct 5, 2026
Book Page20678/406
Instrument202661199
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueMar 1, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$199,300 Land $38,400 Building $160,900$199,300 Land $38,400 Building $160,900
2024$3,304.00
2023$178,400 Land $33,900 Building $144,500$178,400 Land $33,900 Building $144,500
2020$3,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 E Philip St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Google Fiber.

Nearby Properties on E Philip St

Nearby Streets

Search Property Records by Address or Parcel Number