8 E Pearl St, Danbury, CT 06810 Property Records

Danbury City property record for 8 E Pearl St, Danbury, CT 06810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,321 sqft · built 1913
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DANB M:I15 L:34`

Property Details

APN / Parcel Number

Primary APN	`DANB M:I15 L:34`
Alternative APN	`I15034`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,321 sqft Living Area
Gross Area	2,107 sqft
1st Floor Area	671 sqft
Basement Area	671 sqft
Unfinished Basement	671 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	I15034
Street Address	8 E PEARL ST
City	DANBURY
State	CT
Zip	06810-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM12
Legal Lot Number	34
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3010
Census Tract	210600

Owner

8 E Pearl St is owned and occupied by two individuals.

Source: Danbury City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 E PEARL ST, DANBURY, CT 06810-7736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Mar 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Recording Date	Jul 29, 2026
Property Address	8 E PEARL ST, DANBURY, CT 06810-7736
Document Number	2765000001
Book / Page	2765 / 1
Instrument Date	Jul 18, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E PEARL ST, DANBURY, CT 06810-7736

Mortgage

Document Number	2765000001,
Date	Jul 29, 2026
Book Page	2765/1

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	8 E PEARL ST, DANBURY, CT 06810-7736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2465-1045
Date	Mar 27, 2019
Book Page	2465/1045

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8 E Pearl St was $4,431.

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,431.00	$177,310 Land $49,980 Building $127,330	$124,117 Land $34,986 Building $89,131
2024	$4,431.00 (+7.11%)
2023	$4,137.00 (-5.78%)	$177,310 (+13.95%) Land $49,980 Building $127,330
2022	$4,391.00	$155,600 Land $50,500 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 E Pearl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 E Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures