13 E Pearl St, Danbury, CT 06810 Property Records

Danbury City property record for 13 E Pearl St, Danbury, CT 06810

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,832 sqft · built 1929
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2001)
Tax Bill	$6,124 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DANB M:I15 L:28`

Property Details

APN / Parcel Number

Primary APN	`DANB M:I15 L:28`
Alternative APN	`I15028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	1,056 sqft
Attic	Attic
Attic Area	776 sqft
Basement Area	1,056 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	I15028
Street Address	13 E PEARL ST
City	DANBURY
State	CT
Zip	06810-7712
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM12
Legal Lot Number	28
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3007
Census Tract	210600

Owner

13 E Pearl St, a duplex, is owned and occupied by two individuals who bought it in September 2001.

Source: Danbury City records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 E PEARL ST, DANBURY, CT 06810-7712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE FCU
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE COMMUNITY FEDERAL CREDIT UNI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2001 · Amount on File
Deed Sale	Sep 14, 2001 · Amount on File
Deed Book / Page	1381 / 71
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	13 E PEARL ST, DANBURY, CT 06810-7712
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002746-156
Date	Feb 2, 2026
Book Page	2746/156

Lender

Name	CORNERSTONE FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	13 E PEARL ST, DANBURY, CT 06810-7712
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002617-623
Date	Apr 6, 2022
Book Page	2617/623
Instrument	11283100018

Lender

Name	CORNERSTONE COMMUNITY FEDERAL CREDIT UNI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13 E Pearl St was $6,124.

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,124.00	$245,070 Land $50,540 Building $194,530	$171,549 Land $35,378 Building $136,171
2024	$6,124.00 (+7.12%)
2023	$5,717.00 (+9.63%)	$245,070 (+32.61%) Land $50,540 Building $194,530
2022	$5,215.00	$184,800 Land $50,800 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 E Pearl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 E Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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