8 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 8 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,019 sqft · built 1900
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$781,000 (Aug 2026)
Tax Bill	$7,494 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-104-002`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-104-002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,019 sqft Living Area
Gross Area	1,470 sqft
1st Floor Area	1,173 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Aluminum
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 111 ZEELAND ASSESSOR'S PLAT NO 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	104
Legal Lot Number	111
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4023
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Dec 21, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TCF NATIONAL BANK
Feb 25, 2020	Warranty Deed, Transfer · Line of Credit GRAND RIVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	202626010
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 24, 2026
Property Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716
Document Number	0000026010
Instrument Date	Aug 20, 2026
Instrument	202626010
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$678,376.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716

Mortgage

Document Number	0000026011,
Date	Aug 24, 2026
Instrument	202626011

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210011053
Date	Mar 1, 2021
Instrument	2021-0011053

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 21, 2020
Property Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716
Document Number	20200058065
Map Reference	LB 23 PG 4
Instrument Date	Dec 17, 2020
Instrument	2020-0058065
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	681 78TH AVE, 681, ZEELAND, MI 49464-8359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716

Mortgage

Document Number	20200058066
Date	Dec 21, 2020
Instrument	2020-0058066

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 25, 2020
Property Address	8 E CENTRAL AVE, ZEELAND, MI 49464-1716
Document Number	20200007014
Map Reference	LB 23 PG 4
Instrument Date	Feb 24, 2020
Instrument	2020-0007014
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 E CENTRAL AVE, 16, ZEELAND, MI 49464-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 78TH AVE, ZEELAND, MI 49464-8359

Mortgage

Document Number	20200007015
Date	Feb 25, 2020
Instrument	2020-0007015

Lender

Name	GRAND RIVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,400 (+48.83%)	$574,800 (+48.83%)
2025	$7,494.00 (+14.41%)
2023		$193,100	$386,200
2022	$6,550.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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