21 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 21 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,563 sqft · built 1920
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Nov 2016)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-101-034`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-101-034`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	1,127 sqft
Unfinished Basement	1,127 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	165 ft deep x 63 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 ZEELAND ASSESSOR'S PLAT NO 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	101
Legal Lot Number	25
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4015
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21 E CENTRAL AVE, ZEELAND, MI 49464-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit MACATAWA BANK
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MACATAWA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	201645856
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21 E CENTRAL AVE, ZEELAND, MI 49464-1715
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E CENTRAL AVE, ZEELAND, MI 49464-1715

Mortgage

Document Number	20220027705
Date	Aug 1, 2022
Instrument	2022-0027705

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21 E CENTRAL AVE, ZEELAND, MI 49464-1715
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E CENTRAL AVE, ZEELAND, MI 49464-1715

Mortgage

Document Number	20210047439
Date	Sep 21, 2021
Instrument	2021-0047439

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	May 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21 E CENTRAL AVE, ZEELAND, MI 49464-1715
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0033951
Date	Sep 14, 2017
Instrument	2017-0033951

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 13, 2022

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,900 (+37.25%)	$417,800 (+37.25%)
2025	$4,679.00 (+14.4%)
2023		$152,200	$304,400
2022	$4,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

Nearby Properties on E Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures