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8 E 82nd St, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 8 E 82nd St, Harvey Cedars, NJ 08008 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,176 sqft · built 1970
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$935,000 (Mar 2004)
Tax Bill$11,185 (2025)
Deeds & MortgagesSep 2022 Reverse Mortgage
Feb 2020 Mortgage
Flood ZoneZone AO (high risk)
APN10-00081-0000-00010

Property Details

APN / Parcel Number

Primary APN10-00081-0000-00010
Alternative APNs
  • 100008100010
  • 12530

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area2,352 sqft
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number12530
Street Address8 E 82ND ST
CityHARVEY CEDARS
StateNJ
Zip08008-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X100
Legal SubdivisionHIGH POINT
Legal Block81
Legal Lot Number10
JurisdictionOCEAN NJ
Township / Civil DivisionHARVEY CEDARS
Census Block Group5
Census Block5001
Census Tract738100

Owner

Source: Ocean County and Harvey Cedars Borough records · APN 10-00081-0000-00010

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8 E 82ND ST, HARVEY CEDARS, NJ 08008-6001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Intrafamily Transfer, Transfer · Reverse Mortgage
AMERICAN ADVISORS GROUP
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2004 · Amount on Record
Deed SaleMar 08, 2004 · Amount on Record
Prior SaleMar 08, 2004 · Amount on Record
Deed Book / Page11947 / 1270
Last Transfer DateAug 26, 2022
Transfer Doc0191631560
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCEAN NJ
Recording DateSep 13, 2022
Property Address8 E 82ND ST, HARVEY CEDARS, NJ 08008-6001
Document Number0191631560
Book / Page19163 / 1560
Instrument DateAug 26, 2022
Instrument2022099371
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8 E 82ND ST, 8, HARVEY CEDARS, NJ 08008-6001

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 E 82ND ST, HARVEY CEDARS, NJ 08008-6001

Mortgage

Document Number2022099372
DateSep 13, 2022
Instrument2022099372
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address8 E 82ND ST, HARVEY CEDARS, NJ 08008-6001
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0177881547
DateFeb 14, 2020
Book Page17788/1547
Instrument2020016773
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMar 01, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalityHarvey Cedars Borough
Elementary School DistrictLong Beach Island School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,005,800 (-) Land $800,000 Building $205,800$1,005,800 (-) Land $800,000 Building $205,800
2025$11,185.00 (-1.15%)$1,005,800 (-) Land $800,000 Building $205,800$1,005,800 (-) Land $800,000 Building $205,800
2024$11,315.00 (+16.34%)
2023$1,005,800 Land $800,000 Building $205,800$1,005,800 Land $800,000 Building $205,800
2022$9,726.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297381005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 206 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies210 units insured (4 under condo master policies)
34 of 206 individual policies on primary residences
Nearby Flood Claims187 (1984–2022)
Most Recent ClaimOct 2022, rainfall accumulation
Flood Events
  • Hurricane Sandy (Nov 2012), 120 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding (Dec 1992), 38 claims
  • Coastal Storms & Flooding (Mar 1984), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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