10 E 82nd St, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 10 E 82nd St, Harvey Cedars, NJ 08008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1960
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2000)
Tax Bill	$12,007 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`10-00081-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00081-0000-00009`
Alternative APNs	`100008100009` `12520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	12520
Street Address	10 E 82ND ST
City	HARVEY CEDARS
State	NJ
Zip	08008-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Block	81
Legal Lot Number	9
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records · APN 10-00081-0000-00009

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1003 SHARPLESS RD, ELKINS PARK, PA 19027-3040
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2000 · Amount on Record
Deed Sale	Aug 29, 2000 · Amount on Record
Deed Book / Page	10178 / 665
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 09, 2023
Property Address	10 E 82ND ST, HARVEY CEDARS, NJ 08008-6001
Document Number	0194540678
Book / Page	19454 / 678
Instrument Date	Jun 27, 2023
Instrument	2023059876
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$41,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 LIVINGSTON ST # ST2C, ST2C, BROOKLYN, NY 11201-5088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 SUMMIT AVE, WESTFIELD, NJ 07090-2600

Mortgage

Document Number	2023059878
Date	Aug 09, 2023
Instrument	2023059878

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jul 01, 2033
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,079,800 (-) Land $900,000 Building $179,800	$1,079,800 (-) Land $900,000 Building $179,800
2025	$12,007.00 (-1.15%)	$1,079,800 (-) Land $900,000 Building $179,800	$1,079,800 (-) Land $900,000 Building $179,800
2024	$12,147.00 (+16.34%)
2023		$1,079,800 (-) Land $900,000 Building $179,800	$1,079,800 (-) Land $900,000 Building $179,800
2022	$10,441.00	$1,079,800 Land $900,000 Building $179,800	$1,079,800 Land $900,000 Building $179,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297381005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured (4 under condo master policies) 34 of 206 individual policies on primary residences
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022, rainfall accumulation
Flood Events	Hurricane Sandy (Nov 2012), 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding (Dec 1992), 38 claims Coastal Storms & Flooding (Mar 1984), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.