Cortland County and Cortland City property record for 8 Douglas St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1953 |
| Lot Size | 0.196 acres (8,559 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Mar 2021) |
| Tax Bill | $5,030 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.31-03-32.000 |
| Primary APN | 110200 86.31-03-32.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,559 sqft (0.196 acres) |
| Lot Dimensions | 90.1 ft deep x 87 ft wide |
| Garage Type | Carport |
| Garage Area | 352 sqft |
| Carport | Carport |
| Carport Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 240 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8 DOUGLAS ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | MAP |
| Legal Block | 3 |
| Legal Lot Number | 32.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 970700 |
Source: Cortland County and Cortland City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1131 STATE ROUTE 1039, MONTROSE, PA 18801-7369 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | May 20, 2014 · Amount on Record |
| Deed Document Number | 2021296 |
| Prior Transfer Date | Nov 6, 2012 |
| Prior Transfer Doc | 0000007494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jan 20, 2021 |
| Property Address | 8 DOUGLAS ST, CORTLAND, NY 13045-1604 |
| Document Number | 0000000296 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2021-00296 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1049 LONG RD, HOMER, NY 13077-8713 |
| Document Number | 0000000297 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-00297 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,030.00 (+64.22%) | ||
| 2025 | $3,063.00 (+1.79%) | $130,000 (+52.94%) Land $15,500 Building $114,500 | $134,021 (+15.1%) Land $15,979 Building $118,042 |
| 2023 | $3,009.00 | $85,000 Land $11,400 Building $73,600 | $116,438 Land $15,616 Building $100,822 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 33 (1996–2013) |
| Claims Outside the SFHA | 2 of 33 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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