4 Douglas St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 4 Douglas St, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1955
Lot Size	0.138 acres (6,030 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2025)
Tax Bill	$4,525 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110200 86.31-03-30.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.31-03-30.000`
Alternative APN	`020008603100030300000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	6,030 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60.2 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 DOUGLAS ST
City	CORTLAND
State	NY
Zip	13045-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	30.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	2
Census Block	2017
Census Tract	970700

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 KENT DR, CORTLAND, NY 13045-8882
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	20254080
Prior Transfer Date	Feb 26, 2002
Prior Transfer Doc	2002001085
Record Updated	Oct 29, 2026

August 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CORTLAND NY
Recording Date	Aug 22, 2025
Property Address	4 DOUGLAS ST, CORTLAND, NY 13045-1604
Document Number	0000004080
Instrument Date	Aug 22, 2025
Instrument	2025-04080
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KENT DR, CORTLAND, NY 13045-8882

Mortgage

Document Number	0000004082
Date	Aug 22, 2025
Instrument	2025-04082

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,525.00 (+65.33%)
2025	$2,737.00	$120,000 (-) Land $13,500 Building $106,500	$123,711 (+3.09%) Land $13,917 Building $109,794
2024	$2,737.00 (-5.23%)	$120,000 (+43.03%) Land $13,500 Building $106,500	$120,000 (+4.41%) Land $13,500 Building $106,500
2023	$2,888.00 Homeowner's exemption Senior Citizen's exemption	$83,900 Land $9,400 Building $74,500	$114,932 Land $12,877 Building $102,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	33 (1996–2013)
Claims Outside the SFHA	2 of 33
Most Recent Claim	Aug 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2005 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND (C) serves 20,095 people · EPA ID NY1101754
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20