8 Dirigo Ln, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 8 Dirigo Ln, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,764 sqft · built 2017
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Aug 2018)
Tax Bill	$5,656 (2025)
Deeds & Mortgages	May 2020 Refinance Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`HARP M:039 L:054`

Property Details

APN / Parcel Number

Primary APN	`HARP M:039 L:054`
Alternative APN	`3016`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	5,880 sqft
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3016
Street Address	8 DIRIGO LN
City	HARPSWELL
State	ME
Zip	04079-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT/CF
Legal Lot Number	54
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3009
Census Tract	17102

Owner

8 Dirigo Ln is owner-occupied and held in a trust since June 2024.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8 DIRIGO LN, HARPSWELL, ME 04079-3921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
Aug 2, 2018	Warranty Deed, Transfer CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Deed Document Number	201837892
Deed Book / Page	35041 / 0060
Last Transfer Date	Jun 14, 2024
Transfer Doc	0408070321
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	8 DIRIGO LN, HARPSWELL, ME 04079-3921
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366580172
Date	May 4, 2020
Book Page	36658/172
Instrument	22837

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Aug 2, 2018
Property Address	8 DIRIGO LN, HARPSWELL, ME 04079-3921
Document Number	0350410060
Book / Page	35041 / 0060
Instrument	000000037892
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037893
Date	Aug 2, 2018
Instrument	000000037893

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 2, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 8 Dirigo Ln was $5,656, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,656.00 (+4.72%)	$849,200 (-) Land $153,400 Building $695,800
2024	$5,401.00 (+4.27%)	$849,200 (-) Land $153,400 Building $695,800
2023	$5,180.00 (+3.39%)	$849,200 (-) Land $153,400 Building $695,800
2022	$5,010.00	$849,200 Land $153,400 Building $695,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8 Dirigo Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Dirigo Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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