13 Dirigo Ln, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 13 Dirigo Ln, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1950
Lot Size	2.72 acres (118,483 sqft)
Owner	2 Company Names on Record
Last Sale	$710,000 (Jul 2018)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`HARP M:039 L:052`

Property Details

APN / Parcel Number

Primary APN	`HARP M:039 L:052`
Alternative APN	`3015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,175 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	737 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	118,483 sqft (2.72 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3015
Street Address	13 DIRIGO LN
City	HARPSWELL
State	ME
Zip	04079-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF
Legal Lot Number	52
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3009
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2206 N GLENWOOD DR, TAMPA, FL 33602-1814
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage BATH SVGS INSTITUTION
Apr 23, 2020	Deed of Trust, Mortgage BATH SVGS INSTITUTION
Jul 9, 2018	Deed of Trust, Transfer BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Jul 13, 2006
Deed Document Number	201832403
Deed Book / Page	34976 / 100
Transfer Doc	24164-0129
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	13 DIRIGO LN, HARPSWELL, ME 04079-3921
Document Number	0367960002
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13 DIRIGO LN HARPSWELL ME 040793921, HARPSWELL, ME 04079-3921

Mortgage

Document Number	0367960002
Date	Jun 11, 2020
Book Page	036796/000002
Instrument	31096

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	13 DIRIGO LN, HARPSWELL, ME 04079-3921
Document Number	0366680261
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13 DIRIGO LN HARPSWELL ME 040793921, HARPSWELL, ME 04079-3921

Mortgage

Document Number	0366680261
Date	May 6, 2020
Book Page	036668/000261
Instrument	23407

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 5, 2035

July 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	13 DIRIGO LN, HARPSWELL, ME 04079-3921
Document Number	0349760106
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13 DIRIGO LN HARPSWELL ME 040793921, HARPSWELL, ME 04079-3921

Mortgage

Document Number	0349760106
Date	Jul 9, 2018
Book Page	034976/000106
Instrument	32404

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,064.00 (+4.71%)	$760,400 (-) Land $487,300 Building $273,100
2024	$4,836.00 (+4.27%)	$760,400 (-) Land $487,300 Building $273,100
2023	$4,638.00 (+3.39%)	$760,400 (-) Land $487,300 Building $273,100
2022	$4,486.00	$760,400 Land $487,300 Building $273,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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