8 Cypress Ct, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 8 Cypress Ct, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details2,362 sqft · built 1974
Lot Size0.23 acres (10,010 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Jun 2026)
Tax Bill$9,435 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN07-02503-0000-00004

Property Details

APN / Parcel Number

Primary APN07-02503-0000-00004
Alternative APNs
  • 070250300004
  • 00000792

Interior

Stories2 Stories
Building Area2,362 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame
Lot Area10,010 sqft (0.23 acres)
Lot Dimensions182 ft deep x 55 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00000792
Street Address8 CYPRESS CT
CityFAIRFIELD
StateNJ
Zip07004-2119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description55X182
Legal SubdivisionZIRK FARMS
Legal Block2503
Legal Lot Number4
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group1
Census Block1000
Census Tract21601

Owner

8 Cypress Ct is owned and occupied by two individuals who bought it in June 2026.

Source: Essex County and Fairfield Township records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Jan 28, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 30, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Jun 18, 2020Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2026 · Amount on File
Deed SaleJun 26, 2026 · Amount on File
Prior SaleJun 18, 2020 · Amount on File
Deed Document Number202642315
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJun 26, 2026
Property Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119
Document Number0000042315
Instrument DateJun 15, 2026
Instrument202642315
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyGUARDIAN TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119

Mortgage

Document Number0000042316,
DateJun 26, 2026
Instrument202642316
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119

Mortgage

Document Number0000008225
DateJan 28, 2022
Instrument2022008225
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJan 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103394
DateNov 30, 2018
Instrument2018103394
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueDec 1, 2047

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJun 18, 2020
Property Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119
Document Number0000056918
Instrument DateMay 28, 2020
Instrument2020056918
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$972.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 CYPRESS CT, 8, FAIRFIELD, NJ 07004-2119

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CYPRESS CT, FAIRFIELD, NJ 07004-2119

Mortgage

Document Number0000056921
DateJun 18, 2020
Instrument2020056921
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 Cypress Ct was $9,435, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453,400 (-) Land $232,000 Building $221,400$453,400 (-) Land $232,000 Building $221,400
2025$9,435.00 (-2.57%)$453,400 Land $232,000 Building $221,400$453,400 Land $232,000 Building $221,400
2024$9,684.00
2023$453,400 Land $232,000 Building $221,400$453,400 Land $232,000 Building $221,400
2022$9,081.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8 Cypress Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 69 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies73 units insured
incl. 4 condo units
Nearby Flood Claims84 (1978–2023)
Claims Outside the SFHA5 of 84
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 33 claims
  • Severe Storms And Flooding, Mar 2010 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cypress Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

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