Essex County and Fairfield Township property record for 4 Cypress Ct, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,314 sqft · built 1974 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,245 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-02503-0000-00002 |
| Primary APN | 07-02503-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,314 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 16,200 sqft (0.372 acres) |
| Lot Dimensions | 150 ft deep x 108 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00000790 |
|---|---|
| Street Address | 4 CYPRESS CT |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 108X150 |
| Legal Block | 2503 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CYPRESS CT, FAIRFIELD, NJ 07004-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 CYPRESS CT, FAIRFIELD, NJ 07004-2119 |
| Document Number | 0000008473 |
| Instrument Date | Jan 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CYPRESS CT FAIRFIELD NJ 070042119, FAIRFIELD, NJ 07004-2119 |
| Document Number | 0000008473 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 8473 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 29, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,300 (-) Land $242,300 Building $250,000 | $492,300 (-) Land $242,300 Building $250,000 | |
| 2025 | $10,245.00 (-2.57%) | $492,300 (-) Land $242,300 Building $250,000 | $492,300 (-) Land $242,300 Building $250,000 |
| 2024 | $10,515.00 (+6.64%) | ||
| 2023 | $492,300 Land $242,300 Building $250,000 | $492,300 Land $242,300 Building $250,000 | |
| 2022 | $9,860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 4 condo units |
| Nearby Flood Claims | 84 (1978–2023) |
| Claims Outside the SFHA | 5 of 84 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures