Schenectady County and Glenville Town property record for 8 Cuthbert St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,250 sqft · built 1925 |
| Lot Size | 0.084 acres (3,666 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Feb 2023) |
| Tax Bill | $6,959 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 29.76-3-18 |
| Primary APN | 422201 29.76-3-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 669 sqft |
| 2nd Floor Area | 581 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,666 sqft (0.084 acres) |
| Lot Dimensions | 110 ft deep x 33.3 ft wide |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A02308 |
|---|---|
| Street Address | 8 CUTHBERT ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | HL |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 CUTHBERT ST, SCHENECTADY, NY 12302-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 23, 2023 | Executor's Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Deed Document Number | 202310253 |
| Deed Book / Page | 2103 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 3, 2026 |
| Property Address | 8 CUTHBERT ST, SCHENECTADY, NY 12302-2900 |
| Document Number | 0000017322 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202617322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 8 CUTHBERT ST, SCHENECTADY, NY 12302-2900 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017322, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202617322 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 23, 2023 |
| Property Address | 8 CUTHBERT ST, SCOTIA, NY 12302-2900 |
| Document Number | 0000010253 |
| Book / Page | 2103 / 274 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 202310253 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 88 FOSTERTOWN RD, NEWBURGH, NY 12550-8407 |
| Name | Verified Name |
|---|---|
| Address | 703 25TH ST # 2ND, WATERVLIET, NY 12189-1923 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010264 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 202310264 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,959.00 (+2.56%) Homeowner's exemption | ||
| 2025 | $6,785.00 | $133,100 (-) Land $15,000 Building $118,100 | $242,000 (+23.64%) Land $27,273 Building $214,727 |
| 2023 | $133,100 Land $15,000 Building $118,100 | $195,735 Land $22,059 Building $173,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (2005–2014) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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