Schenectady County and Glenville Town property record for 10 Cuthbert St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,531 sqft · built 1924 |
| Lot Size | 0.084 acres (3,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,500 (Feb 2016) |
| Tax Bill | $5,113 (2026) |
| Deeds & Mortgages | Nov 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 29.76-3-17 |
| Primary APN | 422201 29.76-3-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| Upper Floors Area | 510 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,666 sqft (0.084 acres) |
| Lot Dimensions | 110 ft deep x 33.3 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 190 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A02309 |
|---|---|
| Street Address | 10 CUTHBERT ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | HLG |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 32200 |
10 Cuthbert St is owned and occupied by an individual who bought it in February 2016.
Source: Schenectady County and Glenville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CUTHBERT ST, SCHENECTADY, NY 12302-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2016 · Amount on File |
| Deed Sale | Feb 26, 2016 · Amount on File |
| Deed Document Number | 20168240 |
| Deed Book / Page | 1932 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 10 CUTHBERT ST, SCOTIA, NY 12302-2900 |
| Document Number | 0000046193 |
| Book / Page | 004793 / 000074 |
| Instrument Date | Nov 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 10 CUTHBERT ST SCOTIA NY 123022900, SCOTIA, NY 12302-2900 |
| Document Number | 0000046193 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 004793/000074 |
| Instrument | 46193 |
| Name | NEW YORK ST AFFORDABLE HSNG |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10 Cuthbert St was $5,113, up 2.5% from the year before.
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,113.00 (+2.55%) | ||
| 2025 | $4,986.00 | $97,800 Land $15,000 Building $82,800 | $177,818 Land $27,273 Building $150,545 |
| 2023 | $97,800 Land $15,000 Building $82,800 | $143,824 Land $22,059 Building $121,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Cuthbert St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (2005–2014) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Cuthbert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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