8 Cross Rd, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 8 Cross Rd, Bradley, ME 04411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1999
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Jan 2026)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAY M:011 L:020-004-002`

Property Details

APN / Parcel Number

Primary APN	`BRAY M:011 L:020-004-002`
Alternative APN	`892`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	892
Street Address	8 CROSS RD
City	BRADLEY
State	ME
Zip	04411-5170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	20
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1032
Census Tract	8001

Owner

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 CROSS RD, BRADLEY, ME 04411-5170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Quit Claim Deed, Transfer PENNYMAC LOAN SERVICES LLC
Feb 10, 2025	Quit Claim Deed, Transfer · ARM 1ST NATIONAL BANK
Apr 30, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Feb 10, 2025 · Amount on Record
Deed Book / Page	17758 / 237
Prior Transfer Date	Jan 14, 2026
Prior Transfer Doc	0177580237
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRADLEY ME
Recording Date	Jan 15, 2026
Property Address	8 CROSS RD, BRADLEY, ME 04411-5170
Document Number	0177580237
Book / Page	17758 / 237
Instrument Date	Jan 14, 2026
Instrument	1045
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001046
Date	Jan 15, 2026
Instrument	1046

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENFIELD TWP ME
Recording Date	Feb 10, 2025
Property Address	8 CROSS RD, BRADLEY, ME 04411-5170
Document Number	0174090098
Book / Page	17409 / 98
Instrument Date	Feb 4, 2025
Instrument	3208
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 ELLSWORTH RD, BLUE HILL, ME 04614-5337

Mortgage

Document Number	0000003209
Date	Feb 10, 2025
Instrument	3209

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Type Change Date	Mar 1, 2028
Margin	4

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRADLEY ME
Recording Date	Apr 30, 2024
Property Address	8 CROSS RD, BRADLEY, ME 04411-5170
Document Number	0171270233
Book / Page	17127 / 233
Instrument Date	Mar 25, 2024
Instrument	8687
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8 CROSS RD, BRADLEY, ME 04411-5170

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 (+6.81%)	$253,800 (-) Land $41,200 Building $212,600
2024	$2,792.00 (+6.4%)	$253,800 (+59.62%) Land $41,200 Building $212,600
2023	$2,624.00 (+6.45%)	$159,000 (-) Land $30,000 Building $129,000	$242,155
2022	$2,465.00	$159,000 Land $30,000 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2018)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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