8 Conover St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 8 Conover St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,708 sqft · built 1905
Lot Size	0.158 acres (6,878 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Aug 2018)
Tax Bill	$10,598 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-00077-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`16-00077-0000-00012`
Alternative APN	`160007700012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	784 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,878 sqft (0.158 acres)
Lot Dimensions	172 ft deep x 40 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	50 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8 CONOVER ST
City	FREEHOLD
State	NJ
Zip	07728-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	FREEHOLD
Legal Block	77
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1000
Census Tract	810800

Owner

8 Conover St is owned and occupied by an individual who bought it in August 2018.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8 CONOVER ST, FREEHOLD, NJ 07728-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Aug 7, 2018	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Jan 29, 2018	Grant Deed, Transfer AFRM TITLE AND ABSTRACT LLC
Mar 29, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	201878404
Deed Book / Page	9304 / 8643
Prior Transfer Date	Mar 3, 2010
Prior Transfer Doc	0088267078
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 CONOVER ST, FREEHOLD, NJ 07728-2306
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095666009
Date	Dec 20, 2021
Book Page	9566/6009
Instrument	2021181345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	8 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000118447
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	KTL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8 CONOVER ST FREEHOLD NJ 077282306, FREEHOLD, NJ 07728-2306

Mortgage

Document Number	0000118447
Date	Dec 11, 2019
Book Page	009384/009406
Instrument	118447

Lender

Name	FINANCE OF AMERICA MTG
Address	WAKEFIELD, MA 01880

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 7, 2018
Property Address	8 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000078404
Book / Page	009304 / 008643
Instrument Date	Jul 30, 2018
Instrument	78404
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	PURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CONOVER ST FREEHOLD NJ 077282306, FREEHOLD, NJ 07728-2306

Mortgage

Document Number	78405
Date	Aug 7, 2018
Book Page	009304/008680
Instrument	78405

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 29, 2018
Property Address	8 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000010101
Book / Page	009270 / 005276
Instrument Date	Oct 12, 2017
Instrument	10101
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	AFRM TITLE AND ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 JACKSON MILLS RD FREEHOLD NJ 077288052, FREEHOLD, NJ 07728-8052

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 29, 2017
Property Address	8 CONOVER ST, FREEHOLD, NJ 07728-2306
Document Number	0000033304
Book / Page	009219 / 007831
Instrument Date	Feb 17, 2017
Instrument	33304
Transaction Type	Foreclosure
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	43252 WOODWARD AVE #180 BLOOMFIELD HILLS MI 483025066, 180, BLOOMFIELD HILLS, MI 48302-5066
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8 Conover St was $10,598, up 3.4% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,700 (-2.82%) Land $198,600 Building $315,100	$513,700 (-2.82%) Land $198,600 Building $315,100
2025	$10,598.00 (+3.37%)	$528,600 Land $216,400 Building $312,200	$528,600 Land $216,400 Building $312,200
2024	$10,252.00
2023		$452,400 Land $155,200 Building $297,200	$452,400 Land $155,200 Building $297,200
2022	$9,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Conover St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Conover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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